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North Carolina General Statutes
Chapter 24: Interest.

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Article 1 - General Provisions. [HTML] [RTF]
G.S. 24-1 24-1. Legal rate is eight percent.[HTML] [RTF]
G.S. 24-1.1 24-1.1. Contract rates and fees.[HTML] [RTF]
G.S. 24-1.1A 24-1.1A. Contract rates on home loans secured by first mortgages or first deeds of trust.[HTML] [RTF]
G.S. 24-1.1B 24-1.1B. Repealed by Session Laws 1979, c. 335.[HTML] [RTF]
G.S. 24-1.1C 24-1.1C: Repealed by Session Laws 1998-119, s. 2.[HTML] [RTF]
G.S. 24-1.1D 24-1.1D. Expired.[HTML] [RTF]
G.S. 24-1.1E 24-1.1E. Restrictions and limitations on high-cost home loans.[HTML] [RTF]
G.S. 24-1.1F 24-1.1F. Rate spread home loans.[HTML] [RTF]
G.S. 24-1.2 24-1.2: Repealed by Session Laws 1998-119, s. 2.[HTML] [RTF]
G.S. 24-1.2A 24-1.2A. Equity lines of credit.[HTML] [RTF]
G.S. 24-1.3 24-1.3: Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3.[HTML] [RTF]
G.S. 24-1.4 24-1.4. Interest rates for savings and loan associations.[HTML] [RTF]
G.S. 24-2 24-2. Penalty for usury; corporate bonds may be sold below par.[HTML] [RTF]
G.S. 24-2.1 24-2.1. Transactions governed by Chapter.[HTML] [RTF]
G.S. 24-2.2 24-2.2. Interest on extensions of credit by banks and savings and loan associations; exceptions.[HTML] [RTF]
G.S. 24-2.3 24-2.3. State opt-out from federal preemption.[HTML] [RTF]
G.S. 24-2.4 24-2.4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law.[HTML] [RTF]
G.S. 24-2.5 24-2.5. Mortgage bankers and mortgage brokers.[HTML] [RTF]
G.S. 24-3 24-3. Time from which interest runs.[HTML] [RTF]
G.S. 24-4 24-4. Obligations due guardians to bear compound interest; rate of interest.[HTML] [RTF]
G.S. 24-5 24-5. Interest on judgments.[HTML] [RTF]
G.S. 24-6 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account.[HTML] [RTF]
G.S. 24-7 24-7. Interest from verdict to judgment added as costs.[HTML] [RTF]
G.S. 24-8 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted.[HTML] [RTF]
G.S. 24-9 24-9. Loans exempt from rate and fee limitations.[HTML] [RTF]
G.S. 24-9.1 24-9.1. Certain repayments to consumers by public utilities not subject to claim or defense of usury.[HTML] [RTF]
G.S. 24-9.2 24-9.2: Repealed by Session Laws 1995, c. 351, s. 14.[HTML] [RTF]
G.S. 24-9.3 24-9.3. Economic development loans.[HTML] [RTF]
G.S. 24-10 24-10. Maximum fees on loans secured by real property.[HTML] [RTF]
G.S. 24-10.1 24-10.1. Late fees.[HTML] [RTF]
G.S. 24-10.2 24-10.2. Consumer protections in certain home loans.[HTML] [RTF]
G.S. 24-11 24-11. Certain revolving credit charges.[HTML] [RTF]
G.S. 24-11.1 24-11.1. Disclosure requirements for credit cards.[HTML] [RTF]
G.S. 24-11.2 24-11.2. Disclosure requirements for charge cards.[HTML] [RTF]
Article 2 - Loans Secured by Secondary or Junior Mortgages. [HTML] [RTF]
G.S. 24-12 24-12. Applicability of Article.[HTML] [RTF]
G.S. 24-13 24-13. Principal amount defined.[HTML] [RTF]
G.S. 24-14 24-14. Limitations on charges and interest.[HTML] [RTF]
G.S. 24-15 24-15: Repealed by Session Laws 1979, 2nd Session, c. 1157, s. 7.[HTML] [RTF]
G.S. 24-16 24-16. Itemized closing statements.[HTML] [RTF]
G.S. 24-16.1 24-16.1. Loans exempt from 24-12 to 24-17.[HTML] [RTF]
G.S. 24-17 24-17. Misdemeanors.[HTML] [RTF]