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Example: 17D-4

View Consolidated Chapter [RTF] [PDF]

Article 1 - Title and Definitions. [RTF] [PDF]

• § 58-1-1. Title of the Chapter. [RTF] [PDF]
• § 58-1-5. Definitions. [RTF] [PDF]
• § 58-1-10. Contract of insurance. [RTF] [PDF]
• § 58-1-15. Warranties by manufacturers, distributors, or sellers of goods or services. [RTF] [PDF]
• § 58-1-20. Real property warranties. [RTF] [PDF]
• § 58-1-25: Recodified as G.S. 66-370 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007. [RTF] [PDF]
• § 58-1-30: Recodified as G.S. 66-371 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007. [RTF] [PDF]
• § 58-1-35: Recodified as G.S. 66-372 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007. [RTF] [PDF]
• § 58-1-36: Recodified as G.S. 66-373 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007. [RTF] [PDF]
• § 58-1-40: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3. [RTF] [PDF]
• § 58-1-42: Recodified as G.S. 66-374 by Session Laws 2007-95, s. 6, effective October 1, 2007. [RTF] [PDF]
• §§ 58-1-43 through 58-1-50: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3. [RTF] [PDF]

Article 2 - Commissioner of Insurance. [RTF] [PDF]

• § 58-2-1. Department established. [RTF] [PDF]
• § 58-2-5. Commissioner's election and term of office. [RTF] [PDF]
• § 58-2-10. Salary of Commissioner. [RTF] [PDF]
• § 58-2-15. Chief deputy commissioner. [RTF] [PDF]
• § 58-2-20. Chief actuary. [RTF] [PDF]
• § 58-2-25. Other deputies, actuaries, examiners and employees. [RTF] [PDF]
• § 58-2-30. Appointments of committees or councils. [RTF] [PDF]
• § 58-2-35. Seal of Department. [RTF] [PDF]
• § 58-2-40. Powers and duties of Commissioner. [RTF] [PDF]
• § 58-2-45. Orders of Commissioner; when writing required. [RTF] [PDF]
• § 58-2-46. State of disaster; automatic stay of proof of loss requirements; premium and debt deferrals; loss adjustments for separate windstorm policies. [RTF] [PDF]
• § 58-2-47. Incident affecting operations of the Department; stay of deadlines and deemer provisions. [RTF] [PDF]
• § 58-2-50. Examinations, hearings, and investigations. [RTF] [PDF]
• § 58-2-52. Appeals and rate-making hearings before the Commissioner. [RTF] [PDF]
• § 58-2-53. Filing approvals and disapprovals; clarification of law. [RTF] [PDF]
• § 58-2-55. Designated hearing officers. [RTF] [PDF]
• § 58-2-60. Restraining orders; criminal convictions. [RTF] [PDF]
• § 58-2-65. License surrenders. [RTF] [PDF]
• § 58-2-69. Notification of criminal convictions and changes of address; service of notice; contracts for online services, administrative services, or regulatory data systems. [RTF] [PDF]
• § 58-2-70. Civil penalties or restitution for violations; administrative procedure. [RTF] [PDF]
• § 58-2-75. Court review of orders and decisions. [RTF] [PDF]
• § 58-2-80. Court review of rates and classification. [RTF] [PDF]
• § 58-2-85. Procedure on appeal under § 58-2-80. [RTF] [PDF]
• § 58-2-90. Extent of review under § 58-2-80. [RTF] [PDF]
• § 58-2-95. Commissioner to supervise local inspectors. [RTF] [PDF]
• § 58-2-100. Office of Commissioner a public office; records, etc., subject to inspection. [RTF] [PDF]
• § 58-2-105. Confidentiality of medical and credentialing records. [RTF] [PDF]
• § 58-2-110. Original documents and certified copies as evidence. [RTF] [PDF]
• § 58-2-115. Admissibility of certificate as evidence of agent's authority. [RTF] [PDF]
• § 58-2-120. Reports of Commissioner to the Governor and General Assembly. [RTF] [PDF]
• § 58-2-125. Authority over all insurance companies; no exemptions from license. [RTF] [PDF]
• § 58-2-128. Interagency consultation. [RTF] [PDF]
• § 58-2-130: Repealed by Session Laws 1991, c. 681, s. 3. [RTF] [PDF]
• § 58-2-131. Examinations to be made; authority, scope, scheduling, and conduct of examinations. [RTF] [PDF]
• § 58-2-132. Examination reports. [RTF] [PDF]
• § 58-2-133. Conflict of interest; cost of examinations; immunity from liability. [RTF] [PDF]
• § 58-2-134. Cost of certain examinations. [RTF] [PDF]
• § 58-2-135: Repealed by Session Laws 1991, c. 681, s. 3. [RTF] [PDF]
• § 58-2-136. Insurer records sent to Department for examination; expenses. [RTF] [PDF]
• § 58-2-140: Repealed by Session Laws 1991, c. 681, s. 3. [RTF] [PDF]
• § 58-2-145: Repealed by Session Laws 1997-362, s. 7. [RTF] [PDF]
• § 58-2-150. Oath required for compliance with law. [RTF] [PDF]
• § 58-2-155. Investigation of charges. [RTF] [PDF]
• § 58-2-160. Reporting and investigation of insurance and reinsurance fraud and the financial condition of licensees; immunity from liability. [RTF] [PDF]
• § 58-2-161. False statement to procure or deny benefit of insurance policy or certificate. [RTF] [PDF]
• § 58-2-162. Embezzlement by insurance agents, brokers, or administrators. [RTF] [PDF]
• § 58-2-163. Report to Commissioner. [RTF] [PDF]
• § 58-2-164. Rate evasion fraud; prevention programs. [RTF] [PDF]
• § 58-2-165. Annual, semiannual, monthly, or quarterly statements to be filed with Commissioner. [RTF] [PDF]
• § 58-2-170. Annual statements by professional liability insurers; medical malpractice claim reports. [RTF] [PDF]
• § 58-2-171. Qualifications of actuaries. [RTF] [PDF]
• § 58-2-175: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-2-180. Punishment for making false statement. [RTF] [PDF]
• § 58-2-185. Record of business kept by companies and agents; Commissioner may inspect. [RTF] [PDF]
• § 58-2-190. Commissioner may require special reports. [RTF] [PDF]
• § 58-2-195. Commissioner may require records, reports, etc., for agencies, agents and others. [RTF] [PDF]
• § 58-2-200. Books and papers required to be exhibited. [RTF] [PDF]
• § 58-2-205. CPA audits of financial statements. [RTF] [PDF]
• § 58-2-210. Rules for mortgage insurance consolidations. [RTF] [PDF]
• § 58-2-215. Consumer Protection Fund. [RTF] [PDF]
• § 58-2-220. Insurance Regulatory Information System and similar program test data not public records. [RTF] [PDF]
• § 58-2-225: Repealed by Session Laws 1995, c. 193, s. 8. [RTF] [PDF]
• § 58-2-230. Commissioner to share information with Department of Labor. [RTF] [PDF]
• § 58-2-235. Expired. [RTF] [PDF]
• § 58-2-240. Market conduct analysis, financial analysis, and related information not public record. [RTF] [PDF]
• § 58-2-245. Access to employer taxpayer identification numbers contained in public documents. [RTF] [PDF]

Article 3 - General Regulations for Insurance. [RTF] [PDF]

• § 58-3-1. State law governs insurance contracts. [RTF] [PDF]
• § 58-3-5. No insurance contracts except under Articles 1 through 64 of this Chapter. [RTF] [PDF]
• § 58-3-6. Charitable gift annuities. [RTF] [PDF]
• § 58-3-10. Statements in application not warranties. [RTF] [PDF]
• § 58-3-15. Additional or coinsurance clause. [RTF] [PDF]
• § 58-3-20. Group plans other than life, annuity or accident and health. [RTF] [PDF]
• § 58-3-25. Discriminatory practices prohibited. [RTF] [PDF]
• § 58-3-30. Meaning of terms "accident", "accidental injury", and "accidental means". [RTF] [PDF]
• § 58-3-33. Insurer conditionally required to provide information. [RTF] [PDF]
• § 58-3-35. Stipulations as to jurisdiction and limitation of actions. [RTF] [PDF]
• § 58-3-40. Proof of loss forms required to be furnished. [RTF] [PDF]
• § 58-3-45. Insurance as security for a loan by the company. [RTF] [PDF]
• § 58-3-50. Companies must do business in own name; emblems, insignias, etc. [RTF] [PDF]
• § 58-3-55. Must not pay death benefits in services. [RTF] [PDF]
• § 58-3-60. Publication of assets and liabilities; penalty for failure. [RTF] [PDF]
• § 58-3-65. Publication of financial information. [RTF] [PDF]
• § 58-3-70: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-3-71. Unearned premium reserves. [RTF] [PDF]
• § 58-3-72. Premium deficiency reserves. [RTF] [PDF]
• § 58-3-75. Loss and loss expense reserves of fire and marine insurance companies. [RTF] [PDF]
• § 58-3-80: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-3-81. Loss and loss expense reserves of casualty insurance and surety companies. [RTF] [PDF]
• § 58-3-85. Corporation or association maintaining office in State required to qualify and secure license. [RTF] [PDF]
• § 58-3-90: Repealed by Session Laws 2001-223, s. 2.1. [RTF] [PDF]
• § 58-3-95: Repealed by Session Laws 1991, c. 720, s. 71. [RTF] [PDF]
• § 58-3-100. Insurance company licensing provisions. [RTF] [PDF]
• § 58-3-102. Request for determination of coverage for transplants under health benefit payment mechanisms; required response time; penalties. [RTF] [PDF]
• § 58-3-105. Limitation of risk. [RTF] [PDF]
• § 58-3-110. Limitation of liability assumed. [RTF] [PDF]
• § 58-3-115. Twisting with respect to insurance policies; penalties. [RTF] [PDF]
• § 58-3-120. Discrimination forbidden. [RTF] [PDF]
• § 58-3-121. Discrimination against coverage of certain bones and joints prohibited. [RTF] [PDF]
• § 58-3-122. Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons with significant behavioral problems; coverage in he [RTF] [PDF]
• § 58-3-125. Repealed by Session Laws 1999-132, s. 1.1. [RTF] [PDF]
• § 58-3-130. Agent, adjuster, etc., acting without a license or violating insurance law. [RTF] [PDF]
• § 58-3-135. Certain insurance activities by lenders with customers prohibited. [RTF] [PDF]
• § 58-3-140. Temporary contracts of insurance permitted. [RTF] [PDF]
• § 58-3-145. Solicitation, negotiation or payment of premiums on insurance policies. [RTF] [PDF]
• § 58-3-147. Credit card guaranty or collateral prohibited. [RTF] [PDF]
• § 58-3-150. Forms to be approved by Commissioner. [RTF] [PDF]
• § 58-3-151. Deemer provisions. [RTF] [PDF]
• § 58-3-152. Excess liability policies; uninsured and underinsured motorist coverages. [RTF] [PDF]
• § 58-3-155. Business transacted with insurer-controlled brokers. [RTF] [PDF]
• § 58-3-160. Sale of company or major reorganization; license to be restricted. [RTF] [PDF]
• § 58-3-165. Business transacted with producer-controlled property or casualty insurers. [RTF] [PDF]
• § 58-3-167. Applicability of acts of the General Assembly to health benefit plans. [RTF] [PDF]
• § 58-3-168. Coverage for postmastectomy inpatient care. [RTF] [PDF]
• § 58-3-169. Required coverage for minimum hospital stay following birth. [RTF] [PDF]
• § 58-3-170. Requirements for maternity coverage. [RTF] [PDF]
• § 58-3-171. Uniform claim forms. [RTF] [PDF]
• § 58-3-172. Notice of claim denied. [RTF] [PDF]
• § 58-3-173: Repealed by Session Laws 1997-259, s. 24. [RTF] [PDF]
• § 58-3-174. Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass. [RTF] [PDF]
• § 58-3-175. Direct payment to government agencies. [RTF] [PDF]
• § 58-3-176. Treatment discussions not limited. [RTF] [PDF]
• § 58-3-177. Uniform prescription drug identification cards. [RTF] [PDF]
• § 58-3-178. Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers. [RTF] [PDF]
• § 58-3-179. Coverage for colorectal cancer screening. [RTF] [PDF]
• § 58-3-180. Motor vehicle repairs; selection by claimant. [RTF] [PDF]
• § 58-3-185. Lien created for payment of past-due child support obligations. [RTF] [PDF]
• § 58-3-190. Coverage required for emergency care. [RTF] [PDF]
• § 58-3-191. Managed care reporting and disclosure requirements. [RTF] [PDF]
• § 58-3-200. Miscellaneous insurance and managed care coverage and network provisions. [RTF] [PDF]
• § 58-3-215. Genetic information in health insurance. [RTF] [PDF]
• § 58-3-220. Mental illness benefits coverage. [RTF] [PDF]
• § 58-3-221. Access to nonformulary and restricted access prescription drugs. [RTF] [PDF]
• § 58-3-223. Managed care access to specialist care. [RTF] [PDF]
• § 58-3-225. Prompt claim payments under health benefit plans. [RTF] [PDF]
• § 58-3-227. (See Editor's note for effective date and applicability) Health plans fee schedules. [RTF] [PDF]
• § 58-3-228. Coverage for extra prescriptions during a state of emergency or disaster. [RTF] [PDF]
• § 58-3-230. Uniform provider credentialing. [RTF] [PDF]
• § 58-3-235. Selection of specialist as primary care provider. [RTF] [PDF]
• § 58-3-240. Direct access to pediatrician for minors. [RTF] [PDF]
• § 58-3-245. Provider directories. [RTF] [PDF]
• § 58-3-247. (Effective January 1, 2009) Insurance identification card. [RTF] [PDF]
• § 58-3-250. Payment obligations for covered services. [RTF] [PDF]
• § 58-3-255. Coverage of clinical trials. [RTF] [PDF]
• § 58-3-260. Insurance coverage for newborn hearing screening mandated. [RTF] [PDF]
• § 58-3-265. Prohibition on managed care provider incentives. [RTF] [PDF]
• § 58-3-270. Coverage for surveillance tests for women at risk for ovarian cancer. [RTF] [PDF]
• § 58-3-275. Closure of a block of business. [RTF] [PDF]

Article 4 - NAIC Filing Requirements. [RTF] [PDF]

• § 58-4-1. Scope. [RTF] [PDF]
• § 58-4-5. Filing requirements. [RTF] [PDF]
• § 58-4-10. Immunity. [RTF] [PDF]
• § 58-4-15. Revocation or suspension of license. [RTF] [PDF]
• § 58-4-20: Recodified as § 58-2-220 pursuant to Session Laws 1989 (Regular Session, 1990), c. 0121, s. 7. [RTF] [PDF]
• § 58-4-25. Insurance Regulatory Information System and similar program test data records. [RTF] [PDF]

Article 5 - Deposits and Bonds by Insurance Companies. [RTF] [PDF]

• § 58-5-1. Deposits; use of master trust. [RTF] [PDF]
• § 58-5-5. Amount of deposits required of foreign or alien fire and/or marine insurance companies. [RTF] [PDF]
• § 58-5-10. Amount of deposits required of foreign or alien fidelity, surety and casualty insurance companies. [RTF] [PDF]
• § 58-5-15. Minimum deposit required upon admission. [RTF] [PDF]
• § 58-5-20. Type of deposits. [RTF] [PDF]
• § 58-5-25. Replacements upon depreciation of securities. [RTF] [PDF]
• § 58-5-30. Power of attorney. [RTF] [PDF]
• § 58-5-35. Securities held by Treasurer; faith of State pledged therefor; nontaxable. [RTF] [PDF]
• § 58-5-40. Authority to increase deposit. [RTF] [PDF]
• § 58-5-45: Repealed by Session Laws 1991, c. 681, s. 21. [RTF] [PDF]
• § 58-5-50. Deposits of foreign life insurance companies. [RTF] [PDF]
• § 58-5-55. Deposits of capital and surplus by domestic insurance companies. [RTF] [PDF]
• § 58-5-60: Repealed by Session Laws 1995, c. 193, s. 8. [RTF] [PDF]
• § 58-5-63. Interest; liquidation of deposits for liabilities. [RTF] [PDF]
• § 58-5-65: Repealed by Session Laws 1995, c. 193, s. 8. [RTF] [PDF]
• § 58-5-70. Lien of policyholders; action to enforce. [RTF] [PDF]
• § 58-5-71. Liens of policyholders; subordination. [RTF] [PDF]
• § 58-5-75. Substitution for securities paid. [RTF] [PDF]
• § 58-5-80. Return of deposits. [RTF] [PDF]
• § 58-5-85: Repealed by Session Laws 1991, c. 681, s. 21. [RTF] [PDF]
• § 58-5-90. Deposits held in trust by Commissioner or Treasurer. [RTF] [PDF]
• § 58-5-95. Deposits subject to approval and control of Commissioner. [RTF] [PDF]
• § 58-5-100. Deposits by alien companies required and regulated. [RTF] [PDF]
• § 58-5-105. Deposits by life companies not chartered in United States. [RTF] [PDF]
• § 58-5-110. Registration of bonds deposited in name of Treasurer or Commissioner. [RTF] [PDF]
• § 58-5-115. Notation of registration; release. [RTF] [PDF]
• § 58-5-120. Expenses of registration. [RTF] [PDF]
• § 58-5-125: Repealed by Session Laws 1991, c. 681, s. 21. [RTF] [PDF]

Article 6 - License Fees and Taxes. [RTF] [PDF]

• § 58-6-1. Commissioner to report taxes and fees and pay monthly. [RTF] [PDF]
• § 58-6-5. Schedule of fees and charges. [RTF] [PDF]
• § 58-6-7. Licenses; perpetual licensing; annual license continuation fees for insurance companies. [RTF] [PDF]
• § 58-6-10. Repealed by Session Laws 1999-132, s 1.1. [RTF] [PDF]
• § 58-6-15. Annual license continuation fee definition; requirements. [RTF] [PDF]
• § 58-6-20. Policyholders to furnish information. [RTF] [PDF]
• § 58-6-25. Insurance regulatory charge. [RTF] [PDF]

Article 7 - General Domestic Companies. [RTF] [PDF]

• § 58-7-1. Application of this Chapter and general laws. [RTF] [PDF]
• § 58-7-5. Extension of existing charters. [RTF] [PDF]
• § 58-7-10. Certificate required before issuing policies. [RTF] [PDF]
• § 58-7-15. Amount of capital and/or surplus required; impairment of capital or surplus. [RTF] [PDF]
• § 58-7-16. Funding agreements authorized. [RTF] [PDF]
• § 58-7-20: Repealed by Session Laws 1991, c. 681, s. 23. [RTF] [PDF]
• § 58-7-21. Credit allowed a domestic ceding insurer. [RTF] [PDF]
• § 58-7-25: Repealed by Session Laws 1991, c. 681, s. 23. [RTF] [PDF]
• § 58-7-26. Asset or reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of G.S. 58-7-21. [RTF] [PDF]
• § 58-7-30. Insolvent ceding insurer. [RTF] [PDF]
• § 58-7-31. Life and health reinsurance agreements. [RTF] [PDF]
• § 58-7-32: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-7-33. Minimum policyholders' surplus to assume property or casualty reinsurance. [RTF] [PDF]
• § 58-7-35. Manner of creating such corporations. [RTF] [PDF]
• § 58-7-37. Background of incorporators and proposed management personnel. [RTF] [PDF]
• § 58-7-40. First meeting; organization; license. [RTF] [PDF]
• § 58-7-45. Bylaws; classification and election of directors; amendments. [RTF] [PDF]
• § 58-7-46. Notification to Commissioner for president or chief executive officer changes. [RTF] [PDF]
• § 58-7-50. Maintenance and removal of records and assets. [RTF] [PDF]
• § 58-7-55. Exceptions to requirements of G.S. 58-7-50. [RTF] [PDF]
• § 58-7-60. Approval as a domestic insurer. [RTF] [PDF]
• § 58-7-65. Conversion to foreign insurer. [RTF] [PDF]
• § 58-7-70. Effects of redomestication. [RTF] [PDF]
• § 58-7-73. Dissolutions of insurers. [RTF] [PDF]
• § 58-7-75. Amount of capital and/or surplus required; impairment of capital or surplus. [RTF] [PDF]
• § 58-7-80. Capital stock fully paid in cash. [RTF] [PDF]
• §§ 58-7-85 through 58-7-90: Repealed by Session Laws 1991, c. 681, s. 30. [RTF] [PDF]
• § 58-7-95. Establishment of separate accounts by life insurance companies. [RTF] [PDF]
• § 58-7-100: Repealed by Session Laws 1991, c. 681, s. 30. [RTF] [PDF]
• § 58-7-105. Authority to increase or reduce capital stock. [RTF] [PDF]
• § 58-7-110. Assessment of shares; revocation of license. [RTF] [PDF]
• § 58-7-115. Increase of capital stock. [RTF] [PDF]
• § 58-7-120. Reduction of capital stock. [RTF] [PDF]
• § 58-7-125. Dividends not payable when capital stock impaired; liability of stockholders for unlawful dividends. [RTF] [PDF]
• § 58-7-130. Dividends and distributions to stockholders. [RTF] [PDF]
• § 58-7-135: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-7-140. Certain officers debarred from commissions. [RTF] [PDF]
• § 58-7-145. Restrictions on purchase and sale of equity securities of domestic companies. [RTF] [PDF]
• § 58-7-150. Consolidation. [RTF] [PDF]
• § 58-7-155: Repealed by Session Laws 2005-424, s. 1.3, effective January 1, 2006, and applicable to applications filed, licenses issued, and licenses continued on or after that date. [RTF] [PDF]
• § 58-7-160. Investments unlawfully acquired. [RTF] [PDF]
• § 58-7-162. Allowable or admitted assets. [RTF] [PDF]
• § 58-7-163. Assets not allowed. [RTF] [PDF]
• § 58-7-165. Eligible investments. [RTF] [PDF]
• § 58-7-167. General qualifications. [RTF] [PDF]
• § 58-7-168. Authorization of investment. [RTF] [PDF]
• § 58-7-170. Diversification. [RTF] [PDF]
• § 58-7-172. Cash and deposits. [RTF] [PDF]
• § 58-7-173. Permitted insurer investments. [RTF] [PDF]
• § 58-7-175. Policy loans. [RTF] [PDF]
• § 58-7-177: Repealed by Session Laws 2001-223, s. 8.9. [RTF] [PDF]
• § 58-7-178. Foreign or territorial investments. [RTF] [PDF]
• § 58-7-179. Mortgage loans. [RTF] [PDF]
• § 58-7-180. Chattel mortgages. [RTF] [PDF]
• § 58-7-182. Special investments by title insurers. [RTF] [PDF]
• § 58-7-183. Special consent investments. [RTF] [PDF]
• § 58-7-185. Prohibited investments and investment underwriting. [RTF] [PDF]
• § 58-7-187. Real estate, in general. [RTF] [PDF]
• § 58-7-188. Time limit for disposal of ineligible property and securities; effect of failure to dispose. [RTF] [PDF]
• § 58-7-190: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-7-192. Valuation of securities and investments. [RTF] [PDF]
• § 58-7-193. Valuation of property. [RTF] [PDF]
• § 58-7-195: Repealed by Session Laws 2003-212, s. 10, effective October 1, 2003. [RTF] [PDF]
• § 58-7-197. Replacing certain assets; reporting certain liabilities. [RTF] [PDF]
• § 58-7-198. Assets of foreign or alien insurers. [RTF] [PDF]
• § 58-7-200. Investment transactions. [RTF] [PDF]
• § 58-7-205. Derivative transactions. [RTF] [PDF]

Article 8 - Mutual Insurance Companies. [RTF] [PDF]

• § 58-8-1. Mutual insurance companies organized; requisites for doing business. [RTF] [PDF]
• § 58-8-5. Manner of amending charter. [RTF] [PDF]
• § 58-8-10. Policyholders are members of mutual companies. [RTF] [PDF]
• § 58-8-15. Directors in mutual companies. [RTF] [PDF]
• § 58-8-20. Mutual companies with a guaranty capital. [RTF] [PDF]
• § 58-8-25. Dividends to policyholders. [RTF] [PDF]
• § 58-8-30. Contingent liability of policyholders. [RTF] [PDF]
• § 58-8-35. Contingent liability printed on policy. [RTF] [PDF]
• § 58-8-40. Nonassessable policies; foreign or alien companies. [RTF] [PDF]
• § 58-8-45. Waiver of forfeiture in policies assigned or pledged; notice of assignment; payment of assessment or premium by assignee or mortgagee. [RTF] [PDF]
• § 58-8-50. Guaranty against assessments prohibited. [RTF] [PDF]
• § 58-8-55. Manner of making assessments; rights and liabilities of policyholders. [RTF] [PDF]
• § 58-8-60. Independent charters for members of the Farmers Mutual Fire Insurance Association of North Carolina. [RTF] [PDF]

Article 9 - Reinsurance Intermediaries. [RTF] [PDF]

• § 58-9-1: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-9-2. Reinsurance intermediaries. [RTF] [PDF]
• § 58-9-5: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-9-6. Licensing. [RTF] [PDF]
• § 58-9-10: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-9-11. Broker and insurer transactions. [RTF] [PDF]
• § 58-9-15: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-9-16. Manager and reinsurer transactions. [RTF] [PDF]
• § 58-9-20: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-9-21. Miscellaneous provisions. [RTF] [PDF]
• § 58-9-25: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-9-26. Sanctions. [RTF] [PDF]
• § 58-9-30: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]

Article 10 - Miscellaneous Insurer Financial Provisions. [RTF] [PDF]

• § 58-10-1. Stock to mutual insurer conversion. [RTF] [PDF]
• § 58-10-5. Stock acquired to be turned over to voting trust until all stock acquired; dividends repaid to corporation for beneficiaries. [RTF] [PDF]
• § 58-10-10. Mutual to stock insurer conversion. [RTF] [PDF]
• § 58-10-12. Conversion plan requirements. [RTF] [PDF]
• § 58-10-20. Scope. [RTF] [PDF]
• § 58-10-25. Definitions. [RTF] [PDF]
• § 58-10-30. Notice requirements. [RTF] [PDF]
• § 58-10-35. Policyholder rights. [RTF] [PDF]
• § 58-10-40. Effect of consent. [RTF] [PDF]
• § 58-10-45. Commissioner's discretion. [RTF] [PDF]
• § 58-10-55. Report. [RTF] [PDF]
• § 58-10-60. Acquisitions and dispositions of assets. [RTF] [PDF]
• § 58-10-65. Nonrenewals, cancellations, or revisions of ceded reinsurance agreements. [RTF] [PDF]
• § 58-10-75. Purpose and legislative intent. [RTF] [PDF]
• § 58-10-80. Definitions. [RTF] [PDF]
• § 58-10-85. Establishment of protected cells. [RTF] [PDF]
• § 58-10-90. Use and operation of protected cells. [RTF] [PDF]
• § 58-10-95. Reach of creditors and other claimants. [RTF] [PDF]
• § 58-10-100. Conservation, rehabilitation, or liquidation of protected cell companies. [RTF] [PDF]
• § 58-10-105. No transaction of an insurance business. [RTF] [PDF]
• § 58-10-110. Authority to adopt rules. [RTF] [PDF]
• § 58-10-120. Definitions. [RTF] [PDF]
• § 58-10-125. Policyholders position and capital and surplus requirements. [RTF] [PDF]
• § 58-10-130. Unearned premium reserve. [RTF] [PDF]
• § 58-10-135. Contingency reserve for mortgage guaranty insurers. [RTF] [PDF]
• § 58-10-140. Report of policyholder's position. [RTF] [PDF]
• § 58-10-145. Monoline requirement for mortgage guaranty insurers. [RTF] [PDF]
• § 58-10-150. Statement of actuarial opinion. [RTF] [PDF]
• § 58-10-155. Actuarial opinion summary. [RTF] [PDF]
• § 58-10-160. Actuarial report and work papers. [RTF] [PDF]
• § 58-10-165. Monetary penalties for failure to provide documents. [RTF] [PDF]
• § 58-10-170. Qualified immunity of appointed actuary. [RTF] [PDF]
• § 58-10-175. Confidentiality. [RTF] [PDF]

Article 11 - Assessment Companies. [RTF] [PDF]

• § 58-11-1. Copies of charter and bylaws filed. [RTF] [PDF]
• § 58-11-5. Contracts must accord with charter and bylaws. [RTF] [PDF]
• § 58-11-10. "Assessment plan" printed on application and policy. [RTF] [PDF]
• § 58-11-15. Revocation for noncompliance. [RTF] [PDF]
• § 58-11-20. Deposits and advance assessments required. [RTF] [PDF]
• § 58-11-25. Deposits by foreign assessment companies or orders. [RTF] [PDF]
• § 58-11-30. Revocation of license. [RTF] [PDF]
• § 58-11-35. Mutual life insurance companies; assessments prohibited. [RTF] [PDF]

Article 12 - Risk-Based Capital Requirements. [RTF] [PDF]

• § 58-12-1: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-12-2. Definitions. [RTF] [PDF]
• § 58-12-4. Finding; endorsement of additional capital. [RTF] [PDF]
• § 58-12-5. Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-12-6. Risk-based capital reports. [RTF] [PDF]
• § 58-12-10. Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-12-11. Company action level event. [RTF] [PDF]
• § 58-12-15. Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-12-16. Regulatory action level event. [RTF] [PDF]
• § 58-12-20. Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-12-21. Authorized control level event. [RTF] [PDF]
• § 58-12-25. Mandatory control level event. [RTF] [PDF]
• § 58-12-30. Hearings. [RTF] [PDF]
• § 58-12-35. Confidentiality and prohibition on announcements. [RTF] [PDF]
• § 58-12-40. Supplemental provisions; rules; exemptions. [RTF] [PDF]
• § 58-12-45. Foreign insurers. [RTF] [PDF]
• § 58-12-50. Notices. [RTF] [PDF]
• § 58-12-55. Phase-in provision. [RTF] [PDF]
• § 58-12-60. Property or casualty phase-in provision. [RTF] [PDF]
• § 58-12-65. Health organization phase-in provision. [RTF] [PDF]
• § 58-12-70. HMO net worth requirements. [RTF] [PDF]

Article 13 - Asset Protection Act. [RTF] [PDF]

• § 58-13-1. Title. [RTF] [PDF]
• § 58-13-5. Purposes. [RTF] [PDF]
• § 58-13-10. Scope. [RTF] [PDF]
• § 58-13-15. Definitions. [RTF] [PDF]
• § 58-13-20. Exception. [RTF] [PDF]
• § 58-13-25. Prohibition of hypothecation. [RTF] [PDF]

Article 14 - Unauthorized Insurance by Domestic Companies. [RTF] [PDF]

• § 58-14-1. Purpose of Article. [RTF] [PDF]
• § 58-14-5. Domestic insurers prohibited from transacting business in foreign states without authorization; exceptions. [RTF] [PDF]
• § 58-14-10. Domestic insurers; advertising; exceptions. [RTF] [PDF]
• § 58-14-15. Penalties provided for unauthorized acts. [RTF] [PDF]

Article 15 - Reciprocal Insurance. [RTF] [PDF]

• § 58-15-1. Scope. [RTF] [PDF]
• § 58-15-5. Definitions. [RTF] [PDF]
• § 58-15-10. Kinds of insurance. [RTF] [PDF]
• § 58-15-15. Risk limitations. [RTF] [PDF]
• § 58-15-20. Eligible contracting persons. [RTF] [PDF]
• § 58-15-25. Business name. [RTF] [PDF]
• § 58-15-30. License, surplus, and deposit requirements. [RTF] [PDF]
• § 58-15-35. Continuation of business under prior requirements. [RTF] [PDF]
• § 58-15-40. Certification of foreign and alien reciprocals. [RTF] [PDF]
• § 58-15-45. Attorney's domicile. [RTF] [PDF]
• § 58-15-50. Contracts and property. [RTF] [PDF]
• § 58-15-55. Agent's license. [RTF] [PDF]
• § 58-15-60. Subscribers' contingent liability. [RTF] [PDF]
• § 58-15-65. Nonassessable policies. [RTF] [PDF]
• § 58-15-70. Distribution to subscribers. [RTF] [PDF]
• § 58-15-75. Reserves. [RTF] [PDF]
• § 58-15-80: Reserved for future codification purposes. [RTF] [PDF]
• § 58-15-85. Service of process. [RTF] [PDF]
• § 58-15-90. Legal proceedings. [RTF] [PDF]
• § 58-15-95. Liability on judgments. [RTF] [PDF]
• § 58-15-100. Declaration for license. [RTF] [PDF]
• § 58-15-105. Attorney's bond. [RTF] [PDF]
• § 58-15-110. Deposit in lieu of bond. [RTF] [PDF]
• § 58-15-115. Advisory committee. [RTF] [PDF]
• § 58-15-120. Subscriber's agreement and power of attorney. [RTF] [PDF]
• § 58-15-125. Modification of subscriber's agreement and power of attorney. [RTF] [PDF]
• § 58-15-130. Advance of funds. [RTF] [PDF]
• § 58-15-135. Assessments. [RTF] [PDF]
• § 58-15-140. Duration of liability for assessment. [RTF] [PDF]
• § 58-15-145. Distribution of assets after liquidation. [RTF] [PDF]
• § 58-15-150. Financial impairment; assessment; liquidation. [RTF] [PDF]

Article 16 - Foreign or Alien Insurance Companies. [RTF] [PDF]

• § 58-16-1. Admitted to do business. [RTF] [PDF]
• § 58-16-5. Conditions of licensure. [RTF] [PDF]
• § 58-16-6. Conditions of continued licensure. [RTF] [PDF]
• § 58-16-10. Limitation as to kinds of insurance. [RTF] [PDF]
• § 58-16-15. Foreign companies; requirements for admission. [RTF] [PDF]
• § 58-16-20. Company owned or controlled by foreign government prohibited from doing business. [RTF] [PDF]
• § 58-16-25. Retaliatory laws. [RTF] [PDF]
• § 58-16-30. Service of legal process upon Commissioner. [RTF] [PDF]
• § 58-16-35. Unauthorized Insurers Process Act. [RTF] [PDF]
• § 58-16-40. Alternative service of process on insurers. [RTF] [PDF]
• § 58-16-45. Commissioner to notify company of service or acceptance of service of process. [RTF] [PDF]
• § 58-16-50. Action to enforce compliance with this Chapter. [RTF] [PDF]
• § 58-16-55. Amendments to documents. [RTF] [PDF]

Article 17 - "Lloyds" Insurance Associations. [RTF] [PDF]

• § 58-17-1. "Lloyds" insurance associations may transact business of insurance other than life, on certain conditions. [RTF] [PDF]

Article 18 - Promoting and Holding Companies. [RTF] [PDF]

• §§ 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001. [RTF] [PDF]

Article 19 - Insurance Holding Company System Regulatory Act. [RTF] [PDF]

• § 58-19-1. Findings; purpose; legislative intent. [RTF] [PDF]
• § 58-19-2. Compliance with federal law. [RTF] [PDF]
• § 58-19-5. Definitions. [RTF] [PDF]
• § 58-19-10. Subsidiaries of insurers. [RTF] [PDF]
• § 58-19-15. Acquisition of control of or merger with domestic insurer. [RTF] [PDF]
• § 58-19-17. Foreign or alien insurer's report of change of control. [RTF] [PDF]
• § 58-19-20: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-19-25. Registration of insurers. [RTF] [PDF]
• § 58-19-30. Standards and management of an insurer within a holding company system. [RTF] [PDF]
• § 58-19-35. Examination. [RTF] [PDF]
• § 58-19-40. Confidential treatment. [RTF] [PDF]
• § 58-19-45. Injunctions; prohibitions against the voting of securities; sequestration of voting securities. [RTF] [PDF]
• § 58-19-50. Sanctions. [RTF] [PDF]
• § 58-19-55. Receivership. [RTF] [PDF]
• § 58-19-60. Recovery. [RTF] [PDF]
• § 58-19-65. Revocation or suspension of insurer's license. [RTF] [PDF]
• § 58-19-70. Judicial review; mandatory injunction or writ of mandamus. [RTF] [PDF]

Article 20 - Hull Insurance, and Protection and Indemnity Clubs. [RTF] [PDF]

• § 58-20-1. Short title. [RTF] [PDF]
• § 58-20-5. Definitions. [RTF] [PDF]
• § 58-20-10. Commercial Fishermen Hull Insurance, and Protection and Indemnity Clubs authorized. [RTF] [PDF]
• § 58-20-15. Board of trustees. [RTF] [PDF]
• § 58-20-20. Mutual agreement for indemnification. [RTF] [PDF]
• § 58-20-25. Termination of Club membership; notice. [RTF] [PDF]
• § 58-20-30. Financial monitoring and evaluation of clubs. [RTF] [PDF]
• § 58-20-35. Insolvency or impairment of Club. [RTF] [PDF]
• § 58-20-40. Immunity of administrators and boards of trustees. [RTF] [PDF]

Article 21 - Surplus Lines Act. [RTF] [PDF]

• § 58-21-1. Short title. [RTF] [PDF]
• § 58-21-2. Relationship to other insurance laws. [RTF] [PDF]
• § 58-21-5. Purposes; necessity for regulation. [RTF] [PDF]
• § 58-21-10. Definitions. [RTF] [PDF]
• § 58-21-15. Placement of surplus lines insurance. [RTF] [PDF]
• § 58-21-20. Eligible surplus lines insurers required. [RTF] [PDF]
• § 58-21-25. Other nonadmitted insurers. [RTF] [PDF]
• § 58-21-30. Withdrawal of eligibility from a surplus lines insurer. [RTF] [PDF]
• § 58-21-35. Duty to file and retain reports. [RTF] [PDF]
• § 58-21-40. Surplus lines regulatory support organization. [RTF] [PDF]
• § 58-21-45. Evidence of the insurance; changes; penalty. [RTF] [PDF]
• § 58-21-50. Duty to notify insured. [RTF] [PDF]
• § 58-21-55. Valid surplus lines insurance. [RTF] [PDF]
• § 58-21-60. Effect of payment to surplus lines licensee. [RTF] [PDF]
• § 58-21-65. Licensing of surplus lines licensee. [RTF] [PDF]
• § 58-21-70. Surplus lines licensees may accept business from other agents or brokers; countersignatures required; remittance of premium tax. [RTF] [PDF]
• § 58-21-75. Records of surplus lines licensee. [RTF] [PDF]
• § 58-21-80. Quarterly reports; summary of exported business. [RTF] [PDF]
• § 58-21-85. Surplus lines tax. [RTF] [PDF]
• § 58-21-90. Collection of tax. [RTF] [PDF]
• § 58-21-95. Suspension, revocation or nonrenewal of surplus lines licensee's license. [RTF] [PDF]
• § 58-21-100. Actions against surplus lines insurer; service of process. [RTF] [PDF]
• § 58-21-105. Penalties. [RTF] [PDF]

Article 22 - Liability Risk Retention. [RTF] [PDF]

• § 58-22-1. Purpose. [RTF] [PDF]
• § 58-22-5: Reserved for future codification purposes. [RTF] [PDF]
• § 58-22-10. Definitions. [RTF] [PDF]
• § 58-22-15. Risk retention groups chartered in this State. [RTF] [PDF]
• § 58-22-20. Risk retention groups not chartered in this State. [RTF] [PDF]
• § 58-22-25. Compulsory association. [RTF] [PDF]
• § 58-22-30. Countersignature not required. [RTF] [PDF]
• § 58-22-35. Purchasing groups; exemption from certain laws relating to the group purchase of insurance. [RTF] [PDF]
• § 58-22-40. Notice and registration requirements of purchasing groups. [RTF] [PDF]
• § 58-22-45. Restriction on insurance purchased by purchasing groups. [RTF] [PDF]
• § 58-22-50. Administrative and procedural authority regarding risk retention groups and purchasing groups. [RTF] [PDF]
• § 58-22-55. Penalties. [RTF] [PDF]
• § 58-22-60. Duty of agents or brokers to obtain license. [RTF] [PDF]
• § 58-22-65. Binding effect of orders issued in U.S. District Court. [RTF] [PDF]
• § 58-22-70. Registration and renewal fees. [RTF] [PDF]

Article 23 - Local Government Risk Pools. [RTF] [PDF]

• § 58-23-1. Short title; definition. [RTF] [PDF]
• § 58-23-5. Local government pooling of property, liability and workers' compensation coverages. [RTF] [PDF]
• § 58-23-10. Board of trustees. [RTF] [PDF]
• § 58-23-15. Contract. [RTF] [PDF]
• § 58-23-20. Termination. [RTF] [PDF]
• § 58-23-25: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]
• § 58-23-26. Financial monitoring and evaluation of pools. [RTF] [PDF]
• § 58-23-30. Insolvency or impairment of pool. [RTF] [PDF]
• § 58-23-35. Immunity of administrators and boards of trustees. [RTF] [PDF]
• § 58-23-40. Pools not covered by guaranty associations. [RTF] [PDF]
• § 58-23-45. Relationship to other insurance laws. [RTF] [PDF]

Article 24 - Fraternal Benefit Societies. [RTF] [PDF]

• § 58-24-1. Fraternal benefit societies. [RTF] [PDF]
• § 58-24-5. Lodge system. [RTF] [PDF]
• § 58-24-10. Representative form of government. [RTF] [PDF]
• § 58-24-15. Terms used. [RTF] [PDF]
• § 58-24-20. Purposes and powers. [RTF] [PDF]
• § 58-24-25. Qualifications for membership. [RTF] [PDF]
• § 58-24-30. Location of office, meetings, communications to members, grievance procedures. [RTF] [PDF]
• § 58-24-35. No personal liability. [RTF] [PDF]
• § 58-24-40. Waiver. [RTF] [PDF]
• § 58-24-45. Organization. [RTF] [PDF]
• § 58-24-50. Amendments to laws. [RTF] [PDF]
• § 58-24-55. Institutions. [RTF] [PDF]
• § 58-24-60. Reinsurance. [RTF] [PDF]
• § 58-24-65. Consolidations and mergers. [RTF] [PDF]
• § 58-24-70. Conversion of fraternal benefit society into mutual life insurance company. [RTF] [PDF]
• § 58-24-75. Benefits. [RTF] [PDF]
• § 58-24-80. Beneficiaries. [RTF] [PDF]
• § 58-24-85. Benefits not attachable. [RTF] [PDF]
• § 58-24-90. The benefit contract. [RTF] [PDF]
• § 58-24-95. Nonforfeiture benefits, cash surrender values, certificate loans and other options. [RTF] [PDF]
• § 58-24-100. Investments. [RTF] [PDF]
• § 58-24-105. Funds. [RTF] [PDF]
• § 58-24-110. Exemptions. [RTF] [PDF]
• § 58-24-115. Taxation. [RTF] [PDF]
• § 58-24-120. Valuation. [RTF] [PDF]
• § 58-24-125. Reports. [RTF] [PDF]
• § 58-24-130. Perpetual license. [RTF] [PDF]
• § 58-24-135. Examination of societies; no adverse publications. [RTF] [PDF]
• § 58-24-140. Foreign or alien society – Admission. [RTF] [PDF]
• § 58-24-145. Injunction - Liquidation - Receivership of domestic society. [RTF] [PDF]
• § 58-24-150. Suspension, revocation or refusal of license of foreign or alien society. [RTF] [PDF]
• § 58-24-155. Injunction. [RTF] [PDF]
• § 58-24-160. Licensing of agents. [RTF] [PDF]
• § 58-24-165. Unfair methods of competition and unfair and deceptive acts and practices. [RTF] [PDF]
• § 58-24-170. Service of process. [RTF] [PDF]
• § 58-24-175. Review. [RTF] [PDF]
• § 58-24-180. Penalties. [RTF] [PDF]
• § 58-24-185. Exemption of certain societies, orders, and associations. [RTF] [PDF]
• § 58-24-190. Severability. [RTF] [PDF]

Article 25 - Fraternal Orders. [RTF] [PDF]

• § 58-25-1. General insurance law not applicable. [RTF] [PDF]
• § 58-25-5. Fraternal orders defined. [RTF] [PDF]
• § 58-25-10. Funds derived from assessments and dues. [RTF] [PDF]
• § 58-25-15. Appointment of member as receiver or collector; appointee as agent for order or society; rights of members. [RTF] [PDF]
• § 58-25-20. Meetings of governing body; principal office. [RTF] [PDF]
• § 58-25-25. Conditions precedent to doing business. [RTF] [PDF]
• § 58-25-30. Certain lodge systems exempt. [RTF] [PDF]
• § 58-25-35. Insurance on children. [RTF] [PDF]
• § 58-25-40. Medical examination; certificates and contributions. [RTF] [PDF]
• § 58-25-45. Reserve fund; exchange of certificates. [RTF] [PDF]
• § 58-25-50. Separation of funds. [RTF] [PDF]
• § 58-25-55. Payments to expense or general fund. [RTF] [PDF]
• § 58-25-60. Continuation of certificates. [RTF] [PDF]
• § 58-25-65. Appointment of trustees to hold property. [RTF] [PDF]
• § 58-25-70. Unauthorized wearing of badges, etc. [RTF] [PDF]

Article 26 - Real Estate Title Insurance Companies. [RTF] [PDF]

• § 58-26-1. Purpose of organization; formation; insuring closing services; premium rates; combined premiums for lenders' coverages. [RTF] [PDF]
• § 58-26-5. Certificate of authority to do business. [RTF] [PDF]
• § 58-26-10. Financial statements and licenses required. [RTF] [PDF]
• § 58-26-15. Limitation of risk. [RTF] [PDF]
• § 58-26-20. Statutory premium reserve. [RTF] [PDF]
• § 58-26-25. Amount of unearned [statutory] premium reserve. [RTF] [PDF]
• § 58-26-30: Repealed by Session Laws 2002-187, s. 7.7, effective October 31, 2002. [RTF] [PDF]
• § 58-26-31. Statutory premium reserve held in trust or as a deposit. [RTF] [PDF]
• § 58-26-35. Maintenance of the statutory premium reserve. [RTF] [PDF]
• § 58-26-40: Repealed by Session Laws 2002-187, s. 7.10, effective October 31, 2002. [RTF] [PDF]

Article 27 - Title Insurance Companies and Land Mortgage Companies Issuing Collateral Loan Certificates. [RTF] [PDF]

• § 58-27-1. Issuance of collateral loan certificates; security. [RTF] [PDF]
• § 58-27-5. Prohibition against payment or receipt of title insurance kickbacks, rebates, commissions and other payments. [RTF] [PDF]
• § 58-27-10. Licenses. [RTF] [PDF]
• § 58-27-15. Annual statements furnished. [RTF] [PDF]

Article 28 - Unauthorized Insurers. [RTF] [PDF]

• § 58-28-1. Purpose of Article. [RTF] [PDF]
• § 58-28-5. Transacting business without a license prohibited; exceptions. [RTF] [PDF]
• § 58-28-10: Repealed by Session Laws 2008-124, s. 3.5, effective July 28, 2008, and applicable to violations that occur on or after that date. [RTF] [PDF]
• § 58-28-12. Transacting insurance business in this State. [RTF] [PDF]
• § 58-28-13. Placement of insurance business. [RTF] [PDF]
• § 58-28-14. Monetary penalty; factors to be considered. [RTF] [PDF]
• § 58-28-15. Validity of acts or contracts of unauthorized company shall not impair obligation of contract as to the company; maintenance of suits; right to defend. [RTF] [PDF]
• § 58-28-20. Cease and desist orders; judicial review. [RTF] [PDF]
• § 58-28-25: Repealed by Session Laws 2005-217, s. 2, effective October 1, 2005, and applicable to orders issued on or after that date. [RTF] [PDF]
• § 58-28-30. Penalty. [RTF] [PDF]
• § 58-28-35. Provisions of Article additional to existing law; application. [RTF] [PDF]
• § 58-28-40. Service of process on Secretary of State as agent for unauthorized company. [RTF] [PDF]
• § 58-28-45. Unauthorized Insurers; prohibited acts. [RTF] [PDF]

Article 29 - Unauthorized Insurers False Advertising Process Act. [RTF] [PDF]

• § 58-29-1. Purpose; construction. [RTF] [PDF]
• § 58-29-5. Definitions. [RTF] [PDF]
• § 58-29-10. Unlawful advertising; notice to unauthorized insurer and domiciliary insurance supervisory official. [RTF] [PDF]
• § 58-29-15. Action by Commissioner under Unfair Trade Practice Act. [RTF] [PDF]
• § 58-29-20. Acts appointing Commissioner as attorney for service of statement of charges, notices and process; manner of service; limitation on entry of order or judgment. [RTF] [PDF]
• § 58-29-25. Short title. [RTF] [PDF]

Article 30 - Insurers Supervision, Rehabilitation, and Liquidation. [RTF] [PDF]

• § 58-30-1. Construction and purpose. [RTF] [PDF]
• § 58-30-5. Persons covered. [RTF] [PDF]
• § 58-30-10. Definitions. [RTF] [PDF]
• § 58-30-12. Duty to report insurer impairment; violations; penalties. [RTF] [PDF]
• § 58-30-15. Jurisdiction and venue. [RTF] [PDF]
• § 58-30-20. Injunctions and orders. [RTF] [PDF]
• § 58-30-22. Powers of Commissioner and receiver to examine or audit books or records. [RTF] [PDF]
• § 58-30-25. Cooperation of officers, owners and employees. [RTF] [PDF]
• § 58-30-30. Bonds. [RTF] [PDF]
• § 58-30-35. Executory contracts and unexpired leases. [RTF] [PDF]
• § 58-30-40. Turnover of property by a custodian. [RTF] [PDF]
• § 58-30-45. Utility service. [RTF] [PDF]
• § 58-30-50. Continuation of delinquency proceedings. [RTF] [PDF]
• § 58-30-55. Condition on release from delinquency proceedings. [RTF] [PDF]
• § 58-30-60. Commissioner's summary orders and supervision proceedings. [RTF] [PDF]
• § 58-30-62. Administrative supervision of insurers. [RTF] [PDF]
• § 58-30-65. Court's seizure order. [RTF] [PDF]
• § 58-30-70. Confidentiality of hearings. [RTF] [PDF]
• § 58-30-71. Immunity and indemnification of the receiver and employees. [RTF] [PDF]
• § 58-30-75. Grounds for rehabilitation. [RTF] [PDF]
• § 58-30-80. Rehabilitation orders. [RTF] [PDF]
• § 58-30-85. Powers and duties of the rehabilitator. [RTF] [PDF]
• § 58-30-90. Actions by and against rehabilitator. [RTF] [PDF]
• § 58-30-95. Termination of rehabilitation. [RTF] [PDF]
• § 58-30-100. Grounds for liquidation. [RTF] [PDF]
• § 58-30-105. Liquidation orders. [RTF] [PDF]
• § 58-30-110. Continuance of coverage. [RTF] [PDF]
• § 58-30-115. Dissolution of insurer. [RTF] [PDF]
• § 58-30-120. Powers of liquidator. [RTF] [PDF]
• § 58-30-125. Notice to creditors and others. [RTF] [PDF]
• § 58-30-127. Duties of agents. [RTF] [PDF]
• § 58-30-130. Actions by and against liquidator. [RTF] [PDF]
• § 58-30-135. Collection and list of assets. [RTF] [PDF]
• § 58-30-140. Fraudulent transfers prior to petition. [RTF] [PDF]
• § 58-30-145. Fraudulent transfer after petition. [RTF] [PDF]
• § 58-30-150. Voidable preferences and liens. [RTF] [PDF]
• § 58-30-155. Claims of holders of void or voidable rights. [RTF] [PDF]
• § 58-30-160. Setoffs. [RTF] [PDF]
• § 58-30-165. Assessments. [RTF] [PDF]
• § 58-30-170. Reinsurer's liability. [RTF] [PDF]
• § 58-30-175. Recovery of premiums owed. [RTF] [PDF]
• § 58-30-180. Domiciliary liquidator's proposal to distribute assets. [RTF] [PDF]
• § 58-30-185. Filing of claims. [RTF] [PDF]
• § 58-30-190. Proof of claim. [RTF] [PDF]
• § 58-30-195. Special claims. [RTF] [PDF]
• § 58-30-200. Special provisions for third party claims. [RTF] [PDF]
• § 58-30-205. Disputed claims. [RTF] [PDF]
• § 58-30-210. Claims of surety. [RTF] [PDF]
• § 58-30-215. Secured creditor's claims. [RTF] [PDF]
• § 58-30-220. Priority of distribution. [RTF] [PDF]
• § 58-30-225. Liquidator's recommendations to the Court. [RTF] [PDF]
• § 58-30-230. Distribution of assets. [RTF] [PDF]
• § 58-30-235. Unclaimed and withheld funds. [RTF] [PDF]
• § 58-30-240. Termination of proceedings. [RTF] [PDF]
• § 58-30-245. Reopening liquidation. [RTF] [PDF]
• § 58-30-250. Disposition of records during and after termination of liquidation. [RTF] [PDF]
• § 58-30-255. External audit of the receiver's books. [RTF] [PDF]
• § 58-30-260. Conservation of property of foreign or alien insurers found in this State. [RTF] [PDF]
• § 58-30-265. Liquidation of property of foreign or alien insurers found in this State. [RTF] [PDF]
• § 58-30-270. Domiciliary liquidators in other states. [RTF] [PDF]
• § 58-30-275. Ancillary formal proceedings. [RTF] [PDF]
• § 58-30-280. Ancillary summary proceedings. [RTF] [PDF]
• § 58-30-285. Claims of nonresidents against insurers domiciled in this State. [RTF] [PDF]
• § 58-30-290. Claims of residents against insurers domiciled in reciprocal states. [RTF] [PDF]
• § 58-30-295. Attachment, garnishment and levy of execution. [RTF] [PDF]
• § 58-30-300. Interstate priorities. [RTF] [PDF]
• § 58-30-305. Subordination of claims for noncooperation. [RTF] [PDF]
• § 58-30-310. Exemption from filing fees. [RTF] [PDF]

Article 31 - Insuring State Property, Officials and Employees. [RTF] [PDF]

• § 58-31-1. State Property Fire Insurance Fund created. [RTF] [PDF]
• § 58-31-5. Appropriations; fund to pay administrative expenses. [RTF] [PDF]
• § 58-31-10. Payment of losses on basis of actual cost of restoration or replacement; rules; insurance and reinsurance; sprinkler leakage insurance. [RTF] [PDF]
• § 58-31-12. Policy forms. [RTF] [PDF]
• § 58-31-13. Hazardous conditions in State-owned buildings. [RTF] [PDF]
• § 58-31-15. Extended coverage insurance. [RTF] [PDF]
• § 58-31-20. Use and occupancy and business interruption insurance. [RTF] [PDF]
• § 58-31-25. Professional liability insurance for officials and employees of the State. [RTF] [PDF]
• § 58-31-30: Expired at the end of the 1993-94 fiscal year by its own terms. [RTF] [PDF]
• § 58-31-35. Information furnished Commissioner by officers in charge. [RTF] [PDF]
• § 58-31-40. Commissioner to inspect State property; plans submitted. [RTF] [PDF]
• § 58-31-45. Report required of Commissioner. [RTF] [PDF]
• § 58-31-50. Liability insurance required for state-owned vehicles. [RTF] [PDF]
• § 58-31-52. State motor vehicle safety program. [RTF] [PDF]
• § 58-31-55. Insurance and official fidelity bonds for State agencies to be placed by Department; exception; costs of placement. [RTF] [PDF]
• § 58-31-60. Competitive selection of payroll deduction insurance products paid for by State employees. [RTF] [PDF]
• § 58-31-65. Owner-controlled or wrap-up insurance authorized. [RTF] [PDF]
• § 58-31-66. Public construction contract surety bonds. [RTF] [PDF]

Article 32 - Public Officers and Employees Liability Insurance Commission. [RTF] [PDF]

• § 58-32-1. Commission created; membership. [RTF] [PDF]
• § 58-32-5. Meetings of Commission; compensation. [RTF] [PDF]
• § 58-32-10. Powers and duties of Commission. [RTF] [PDF]
• § 58-32-15. Professional liability insurance for State officials. [RTF] [PDF]
• § 58-32-20. Commission to act as liaison; meetings of Commission. [RTF] [PDF]
• § 58-32-25. Contract conditions. [RTF] [PDF]
• § 58-32-30. Payment a public purpose. [RTF] [PDF]

Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters. [RTF] [PDF]

• § 58-33-1. Scope. [RTF] [PDF]
• § 58-33-5. License required. [RTF] [PDF]
• § 58-33-10. Definitions. [RTF] [PDF]
• § 58-33-15. Restricted license for overseas military agents. [RTF] [PDF]
• § 58-33-17. Limited license for rental car companies. [RTF] [PDF]
• § 58-33-18. Limited license for self-service storage companies. [RTF] [PDF]
• § 58-33-20. Representation. [RTF] [PDF]
• § 58-33-25: Repealed by Session Laws 2001-203, s. 5, effective July 1, 2002. [RTF] [PDF]
• § 58-33-26. General license requirements. [RTF] [PDF]
• § 58-33-30. License requirements. [RTF] [PDF]
• § 58-33-31. Application for license. [RTF] [PDF]
• § 58-33-32. Interstate reciprocity in producer licensing. [RTF] [PDF]
• § 58-33-35. Exemption from examination. [RTF] [PDF]
• § 58-33-40. Appointment of agents. [RTF] [PDF]
• § 58-33-45: Repealed by Session Laws 2001-203, s. 15. [RTF] [PDF]
• § 58-33-46. Suspension, probation, revocation, or nonrenewal of licenses. [RTF] [PDF]
• § 58-33-50. Notices; loss of residency; duplicate licenses. [RTF] [PDF]
• § 58-33-55: Repealed by Session Laws 2001-203, s. 17. [RTF] [PDF]
• § 58-33-56. Notification to Commissioner of termination. [RTF] [PDF]
• § 58-33-60. Countersignature and related laws. [RTF] [PDF]
• § 58-33-65: Repealed by Session Laws 2001-203, s. 19. [RTF] [PDF]
• § 58-33-66. Temporary licensing. [RTF] [PDF]
• § 58-33-70. Special provisions for adjusters and motor vehicle damage appraisers. [RTF] [PDF]
• § 58-33-75. Twisting with respect to insurance policies; penalties. [RTF] [PDF]
• § 58-33-76. Referral of business to repair source; prohibitions. [RTF] [PDF]
• § 58-33-80. Discrimination forbidden. [RTF] [PDF]
• § 58-33-82. Commissions. [RTF] [PDF]
• § 58-33-83. Assumed names. [RTF] [PDF]
• § 58-33-85. Rebates and charges in excess of premium prohibited; exceptions. [RTF] [PDF]
• § 58-33-90. Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent. [RTF] [PDF]
• § 58-33-95. Agents personally liable; representing unlicensed company prohibited; penalty. [RTF] [PDF]
• § 58-33-100. Payment of premium to agent valid; obtaining by fraud a crime. [RTF] [PDF]
• § 58-33-105. False statements in applications for insurance. [RTF] [PDF]
• § 58-33-110. Agents signing certain blank policies. [RTF] [PDF]
• § 58-33-115. Adjuster acting for unauthorized company. [RTF] [PDF]
• § 58-33-120. Agent, adjuster, etc., acting without a license or violating insurance law. [RTF] [PDF]
• § 58-33-125. (Effective until January 1, 2009) Fees. [RTF] [PDF]
• § 58-33-130. Continuing education program for licensees. [RTF] [PDF]
• § 58-33-132. Qualifications of instructors. [RTF] [PDF]
• § 58-33-133. Continuing education course provider fees. [RTF] [PDF]
• § 58-33-135. Continuing education advisory committee. [RTF] [PDF]

Article 34 - Agency and Management Contracts. [RTF] [PDF]

• § 58-34-1: Repealed by Session Laws 1991, c. 681, s. 50. [RTF] [PDF]
• § 58-34-2. Managing general agents. [RTF] [PDF]
• § 58-34-5. Retrospective compensation agreements. [RTF] [PDF]
• § 58-34-10. Management contracts. [RTF] [PDF]
• § 58-34-15. Grounds for disapproval. [RTF] [PDF]
• § 58-34-20: Repealed by Session Laws 1993, c. 452, s. 65. [RTF] [PDF]

Article 35 - Insurance Premium Financing. [RTF] [PDF]

• § 58-35-1. Definitions. [RTF] [PDF]
• § 58-35-5. License required; fees. [RTF] [PDF]
• § 58-35-10. Exceptions to license requirements. [RTF] [PDF]
• § 58-35-15. Issuance or refusal of license; bond; duration of license; renewal; one office per license; display of license; notice of change of location. [RTF] [PDF]
• § 58-35-20. Grounds for refusal, suspension or revocation of licenses; surrender of licenses; reinstatement. [RTF] [PDF]
• § 58-35-25. Investigations; hearings. [RTF] [PDF]
• § 58-35-30. Licensee's books and records; reports; refusing to exhibit records; making false statements. [RTF] [PDF]
• § 58-35-35. Excessive insurance premium finance charges; penalty. [RTF] [PDF]
• § 58-35-40. Rebates and inducements prohibited; assignment of insurance premium finance agreements. [RTF] [PDF]
• § 58-35-45. Filing and approval of forms and service charges. [RTF] [PDF]
• § 58-35-50. Form, contents and execution of insurance premium finance agreements. [RTF] [PDF]
• § 58-35-55. Limitations on service charges; computation; minimum charges. [RTF] [PDF]
• § 58-35-60. Prohibited provisions in insurance premium finance agreements. [RTF] [PDF]
• § 58-35-65. Delivery of copy of insurance premium finance agreement to insured. [RTF] [PDF]
• § 58-35-70. Payments by insured without notice of assignment of agreement. [RTF] [PDF]
• § 58-35-75. Statement of account; release on payment in full. [RTF] [PDF]
• § 58-35-80. Credit upon anticipation of payments. [RTF] [PDF]
• § 58-35-85. Procedure for cancellation of insurance contract upon default; return of unearned premiums; collection of cash surrender value. [RTF] [PDF]
• § 58-35-90. Violations; penalties. [RTF] [PDF]
• § 58-35-95. Disposition of fees. [RTF] [PDF]
• § 58-35-100. Fees are nonrefundable. [RTF] [PDF]

Article 36 - North Carolina Rate Bureau. [RTF] [PDF]

• § 58-36-1. North Carolina Rate Bureau created. [RTF] [PDF]
• § 58-36-2. Private passenger motor vehicles; number of nonfleet policies. [RTF] [PDF]
• § 58-36-3. Limitation of scope; motorcycle endorsements allowed; Department of Insurance report. [RTF] [PDF]
• § 58-36-4. Statistical organizations; licensing; recording and reporting; examination; suspension of license; financial disclosure. [RTF] [PDF]
• § 58-36-5. Membership as a prerequisite for writing insurance; governing committee; rules and regulations; expenses. [RTF] [PDF]
• § 58-36-10. Method of rate making; factors considered. [RTF] [PDF]
• § 58-36-15. Filing loss costs, rates, plans with Commissioner; public inspection of filings. [RTF] [PDF]
• § 58-36-16. Bureau to share information with Department of Labor. [RTF] [PDF]
• § 58-36-20. Disapproval; hearing, order; adjustment of premium, review of filing. [RTF] [PDF]
• § 58-36-25. Appeal of Commissioner's order. [RTF] [PDF]
• § 58-36-30. Deviations. [RTF] [PDF]
• § 58-36-35. Appeal to Commissioner from decision of Bureau. [RTF] [PDF]
• § 58-36-40. Existing rates, rating systems, territories, classifications and policy forms. [RTF] [PDF]
• § 58-36-41. Development of policy endorsement for exclusive use of original equipment manufactured crash parts. [RTF] [PDF]
• § 58-36-45. Notice of coverage or rate change. [RTF] [PDF]
• § 58-36-50. Limitation. [RTF] [PDF]
• § 58-36-55. Policy forms. [RTF] [PDF]
• § 58-36-60. Payment of dividends not prohibited or regulated; plan for payment into rating system. [RTF] [PDF]
• § 58-36-65. Classifications and Safe Driver Incentive Plan for nonfleet private passenger motor vehicle insurance. [RTF] [PDF]
• § 58-36-70. Rate filings and hearings for motor vehicle insurance. [RTF] [PDF]
• § 58-36-75. At-fault accidents and certain moving traffic violations under the Safe Driver Incentive Plan. [RTF] [PDF]
• § 58-36-80. Coverage for damage to rental vehicles authorized. [RTF] [PDF]
• § 58-36-85. Termination of a nonfleet private passenger motor vehicle insurance policy. [RTF] [PDF]
• § 58-36-90. Prohibitions on using credit scoring to rate noncommercial private passenger motor vehicle and residential property insurance; exceptions. [RTF] [PDF]
• § 58-36-95. Use of nonoriginal crash repair parts. [RTF] [PDF]
• § 58-36-100. Prospective loss costs filings and final rate filings for workers' compensation and employers' liability insurance. [RTF] [PDF]
• § 58-36-105. Certain workers' compensation insurance policy cancellations prohibited. [RTF] [PDF]
• § 58-36-110. Notice of nonrenewal, premium rate increase, or change in workers' compensation insurance coverage required. [RTF] [PDF]
• § 58-36-115. Prohibitions on using inquiries to terminate a policy, refuse to issue or renew a policy, or to subject a policy to consent to rate. [RTF] [PDF]

Article 37 - North Carolina Motor Vehicle Reinsurance Facility. [RTF] [PDF]

• § 58-37-1. Definitions. [RTF] [PDF]
• § 58-37-5. North Carolina Motor Vehicle Reinsurance Facility; creation; membership. [RTF] [PDF]
• § 58-37-10. Obligations after termination of membership. [RTF] [PDF]
• § 58-37-15. Insolvency. [RTF] [PDF]
• § 58-37-20. Merger, consolidation or cession. [RTF] [PDF]
• § 58-37-25. General obligations of insurers. [RTF] [PDF]
• § 58-37-30. General obligations of agents. [RTF] [PDF]
• § 58-37-35. The Facility; functions; administration. [RTF] [PDF]
• § 58-37-40. Plan of operation. [RTF] [PDF]
• § 58-37-45. Procedure for cession provided in plan of operation. [RTF] [PDF]
• § 58-37-50. Termination of insurance. [RTF] [PDF]
• § 58-37-55. Exemption from requirements of this Article of companies and their agents. [RTF] [PDF]
• § 58-37-60. Physical damage insurance availability. [RTF] [PDF]
• § 58-37-65. Hearings; review. [RTF] [PDF]
• § 58-37-70: Repealed by Session Laws 1991, c. 720, s. 6. [RTF] [PDF]
• § 58-37-75. Repealed by Session Laws 1999-132, s. 8.9. [RTF] [PDF]

Article 38 - Readable Insurance Policies. [RTF] [PDF]

• § 58-38-1. Title. [RTF] [PDF]
• § 58-38-5. Purpose. [RTF] [PDF]
• § 58-38-10. Scope of application. [RTF] [PDF]
• § 58-38-15. Definitions. [RTF] [PDF]
• § 58-38-20. Format requirements. [RTF] [PDF]
• § 58-38-25. Flesch scale analysis readability score; procedures. [RTF] [PDF]
• § 58-38-30. Filing requirements; duties of the Commissioner. [RTF] [PDF]
• § 58-38-35. Application to policies; dates; duties of the Commissioner. [RTF] [PDF]
• § 58-38-40. Construction. [RTF] [PDF]

Article 39 - Consumer and Customer Information Privacy. [RTF] [PDF]

• § 58-39-1. Short titles. [RTF] [PDF]
• § 58-39-5. Purpose. [RTF] [PDF]
• § 58-39-10. Scope. [RTF] [PDF]
• § 58-39-15. Definitions. [RTF] [PDF]
• § 58-39-20. Pretext interviews. [RTF] [PDF]
• § 58-39-25. Notice of insurance information practices. [RTF] [PDF]
• § 58-39-26. Federal privacy disclosure notice requirements. [RTF] [PDF]
• § 58-39-27. Privacy notice and disclosure requirement exceptions. [RTF] [PDF]
• § 58-39-28. Exception for title and mortgage guaranty insurance. [RTF] [PDF]
• § 58-39-30. Marketing and research surveys. [RTF] [PDF]
• § 58-39-35. Content of disclosure authorization forms. [RTF] [PDF]
• § 58-39-40. Investigative consumer reports. [RTF] [PDF]
• § 58-39-45. Access to recorded personal information. [RTF] [PDF]
• § 58-39-50. Correction, amendment, or deletion of recorded personal information. [RTF] [PDF]
• § 58-39-55. Reasons for adverse underwriting decisions. [RTF] [PDF]
• § 58-39-60. Information concerning previous adverse underwriting decisions. [RTF] [PDF]
• § 58-39-65. Previous adverse underwriting decisions. [RTF] [PDF]
• § 58-39-70: Recodified as G.S. 58-39-125 by Session Laws 2003-262, s. 2(3), effective June 26, 2003. [RTF] [PDF]
• § 58-39-75. Disclosure limitations and conditions. [RTF] [PDF]
• § 58-39-76. Limits on sharing account number information for marketing purposes. [RTF] [PDF]
• § 58-39-80. Hearings and procedures. [RTF] [PDF]
• § 58-39-85. Service of process; insurance-support organizations. [RTF] [PDF]
• § 58-39-90. Cease and desist orders. [RTF] [PDF]
• § 58-39-95. Penalties. [RTF] [PDF]
• § 58-39-100. Appeal of right. [RTF] [PDF]
• § 58-39-105. Individual remedies. [RTF] [PDF]
• § 58-39-110. Immunity. [RTF] [PDF]
• § 58-39-115. Obtaining information under false pretenses. [RTF] [PDF]
• § 58-39-120. Rights. [RTF] [PDF]
• § 58-39-125. Powers of the Commissioner. [RTF] [PDF]
• § 58-39-130. Purpose. [RTF] [PDF]
• § 58-39-135. Scope. [RTF] [PDF]
• § 58-39-140. Definitions. [RTF] [PDF]
• § 58-39-145. Information security program. [RTF] [PDF]
• § 58-39-150. Objectives of information security program. [RTF] [PDF]
• § 58-39-155. Rules. [RTF] [PDF]
• § 58-39-160. Violation. [RTF] [PDF]
• § 58-39-165. Effective date. [RTF] [PDF]

Article 40 - Regulation of Insurance Rates. [RTF] [PDF]

• § 58-40-1. Purposes. [RTF] [PDF]
• § 58-40-5. Definitions. [RTF] [PDF]
• § 58-40-10. Other definitions. [RTF] [PDF]
• § 58-40-15. Scope of application. [RTF] [PDF]
• § 58-40-20. Rate standards. [RTF] [PDF]
• § 58-40-25. Rating methods. [RTF] [PDF]
• § 58-40-30. Filing of rates and supporting data. [RTF] [PDF]
• § 58-40-35. Filing open to inspection. [RTF] [PDF]
• § 58-40-40. Delegation of rate making and rate filing obligation. [RTF] [PDF]
• § 58-40-45. Disapproval of rates; interim use of rates. [RTF] [PDF]
• § 58-40-50. Statistical organizations. [RTF] [PDF]
• § 58-40-55: Repealed by Session Laws 2005-210, s. 8, effective October 1, 2005. [RTF] [PDF]
• § 58-40-60. Joint underwriting and joint reinsurance organizations. [RTF] [PDF]
• § 58-40-65. Insurers authorized to act in concert. [RTF] [PDF]
• § 58-40-70. Insurers authorized to act in concert; admitted insurers with common ownership or management; matters relating to co-surety bonds. [RTF] [PDF]
• § 58-40-75. Agreements to adhere. [RTF] [PDF]
• § 58-40-80. Exchange of information or experience data; consultation with statistical organizations and insurers. [RTF] [PDF]
• § 58-40-85. Recording and reporting of experience. [RTF] [PDF]
• § 58-40-90. Examination of rating, joint underwriting, and joint reinsurance organizations. [RTF] [PDF]
• § 58-40-95. Apportionment agreements among insurers. [RTF] [PDF]
• § 58-40-100. Request for review of rate, rating plan, rating system or underwriting rule. [RTF] [PDF]
• § 58-40-105. Hearing and judicial review. [RTF] [PDF]
• § 58-40-110. Suspension of license. [RTF] [PDF]
• § 58-40-115. Existing rates, rating systems, territories, classifications and policy forms. [RTF] [PDF]
• § 58-40-120. Payment of dividends not prohibited or regulated; plan for payment into rating system. [RTF] [PDF]
• § 58-40-125. Limitation. [RTF] [PDF]
• § 58-40-130. Financial disclosure; rate modifications; reporting requirements. [RTF] [PDF]
• § 58-40-135. Good faith immunity for operation of market assistance programs. [RTF] [PDF]
• § 58-40-140. Extended reporting. [RTF] [PDF]

Article 41 - Insurance Regulatory Reform Act. [RTF] [PDF]

• § 58-41-1. Short title. [RTF] [PDF]
• § 58-41-5. Legislative findings and intent. [RTF] [PDF]
• § 58-41-10. Scope. [RTF] [PDF]
• § 58-41-15. Certain policy cancellations prohibited. [RTF] [PDF]
• § 58-41-20. Notice of nonrenewal, premium rate increase, or change in coverage required. [RTF] [PDF]
• § 58-41-25. Notice of renewal of policies with premium rate or coverage changes. [RTF] [PDF]
• § 58-41-30. Loss of reinsurance. [RTF] [PDF]
• § 58-41-35. Repealed by Session Laws 1999-219, s. 9. [RTF] [PDF]
• § 58-41-40. No liability for statements or communications made in good faith; prior notice to agents or brokers. [RTF] [PDF]
• § 58-41-45. Termination of writing kind of insurance. [RTF] [PDF]
• § 58-41-50. Policy form and rate filings; punitive damages; data required to support filings. [RTF] [PDF]
• § 58-41-55. Penalties; restitution. [RTF] [PDF]

Article 42 - Mandatory or Voluntary Risk Sharing Plans. [RTF] [PDF]

• § 58-42-1. Establishment of plans. [RTF] [PDF]
• § 58-42-5. Purposes, contents, and operation of risk sharing plans. [RTF] [PDF]
• § 58-42-10. Persons required to participate. [RTF] [PDF]
• § 58-42-15. Voluntary participation. [RTF] [PDF]
• § 58-42-20. Classification and rates. [RTF] [PDF]
• § 58-42-25. Basis for participation. [RTF] [PDF]
• § 58-42-30. Duty to provide information. [RTF] [PDF]
• § 58-42-35. Provision of marketing facilities. [RTF] [PDF]
• § 58-42-40. Voluntary risk sharing plans. [RTF] [PDF]
• § 58-42-45. Article subject to Administrative Procedure Act; legislative oversight of plans. [RTF] [PDF]
• § 58-42-50. Immunity of Commissioner and plan participants. [RTF] [PDF]
• § 58-42-55: Repealed by Session Laws 2001-122, s. 1. [RTF] [PDF]

Article 43 - General Regulations of Business–Fire Insurance. [RTF] [PDF]

• § 58-43-1. Performance of contracts as to devices not prohibited. [RTF] [PDF]
• § 58-43-5. Limitation as to amount and term; indemnity contracts for difference in actual value and cost of replacement; functional replacement. [RTF] [PDF]
• § 58-43-10. Limit of liability on total loss. [RTF] [PDF]
• § 58-43-15. Policies for the benefit of mortgagees. [RTF] [PDF]
• § 58-43-20: Repealed by Session Laws 1995 (Regular Session, 1996), c. 752, s. 1. [RTF] [PDF]
• § 58-43-25. Limitation of fire insurance risks. [RTF] [PDF]
• § 58-43-30. Agreements restricting agent's commission; penalty. [RTF] [PDF]
• § 58-43-35. Punishment for issuing fire policies contrary to law. [RTF] [PDF]
• § 58-43-40. Expired. [RTF] [PDF]

Article 44 - Property Insurance Policies. [RTF] [PDF]

• § 58-44-1. Terms and conditions must be set out in policy. [RTF] [PDF]
• § 58-44-5. Items to be expressed in policies. [RTF] [PDF]
• § 58-44-10: Repealed by Session Laws 1995, c. 517, s. 27. [RTF] [PDF]
• § 58-44-15. Fire insurance contract; standard policy provisions. [RTF] [PDF]
• § 58-44-20. Standard policy; permissible variations. [RTF] [PDF]
• § 58-44-25. Optional provisions as to loss or damage from nuclear reaction, nuclear radiation or radioactive contamination. [RTF] [PDF]
• § 58-44-30. Notice by insured or agent as to increase of hazard, unoccupancy and other insurance. [RTF] [PDF]
• § 58-44-35. Judge to select umpire. [RTF] [PDF]
• § 58-44-40. Effect of failure to give notice of encumbrance. [RTF] [PDF]
• § 58-44-45. Policy issued to husband or wife on joint property. [RTF] [PDF]
• § 58-44-50. Bar to defense of failure to render timely proof of loss. [RTF] [PDF]
• § 58-44-55. Farmowners' and other property policies; ice, snow, or sleet damage. [RTF] [PDF]
• § 58-44-60. Notice to property insurance policyholder about flood, earthquake, mudslide, mudflow, and landslide insurance coverage. [RTF] [PDF]
• § 58-44-70. Purpose and scope. [RTF] [PDF]
• § 58-44-75. Definitions. [RTF] [PDF]
• § 58-44-80. Notification of right to mediate. [RTF] [PDF]
• § 58-44-85. Request for mediation. [RTF] [PDF]
• § 58-44-90. Mediation fees. [RTF] [PDF]
• § 58-44-95. Scheduling of mediation; qualification of mediator. [RTF] [PDF]
• § 58-44-100. Conduct of the mediation conference. [RTF] [PDF]
• § 58-44-105. Post mediation. [RTF] [PDF]
• § 58-44-110. Nonparticipation in mediation program. [RTF] [PDF]
• § 58-44-115. Commissioner's review. [RTF] [PDF]
• § 58-44-120. Relation to Administrative Procedure Act. [RTF] [PDF]

Article 45 - Essential Property Insurance for Beach Area Property. [RTF] [PDF]

• § 58-45-1. Declarations and purpose of Article. [RTF] [PDF]
• § 58-45-5. Definition of terms. [RTF] [PDF]
• § 58-45-6. Persons who can be insured by the Association. [RTF] [PDF]
• § 58-45-10. North Carolina Insurance Underwriting Association created. [RTF] [PDF]
• § 58-45-15. Powers and duties of Association. [RTF] [PDF]
• § 58-45-20. Temporary directors of Association. [RTF] [PDF]
• § 58-45-25. Each member of Association to participate in its expenses, profits, and losses. [RTF] [PDF]
• § 58-45-30. Directors to submit plan of operation to Commissioner; review and approval; amendments. [RTF] [PDF]
• § 58-45-35. Persons eligible to apply to Association for coverage; contents of application. [RTF] [PDF]
• § 58-45-36. Temporary contracts of insurance. [RTF] [PDF]
• § 58-45-40. Association members may cede insurance to Association. [RTF] [PDF]
• § 58-45-45. Rates, rating plans, rating rules, and forms applicable. [RTF] [PDF]
• § 58-45-46. Unearned premium, loss, and loss expense reserves. [RTF] [PDF]
• § 58-45-50. Appeal from acts of Association to Commissioner; appeal from Commissioner to superior court. [RTF] [PDF]
• § 58-45-55. Reports of inspection made available. [RTF] [PDF]
• § 58-45-60. Association and Commissioner immune from liability. [RTF] [PDF]
• § 58-45-65. Association to file annual report with Commissioner. [RTF] [PDF]
• § 58-45-70. Commissioner may examine affairs of Association. [RTF] [PDF]
• § 58-45-75. Commissioner authorized to promulgate reasonable rules and regulations. [RTF] [PDF]
• § 58-45-80. Premium taxes to be paid through Association. [RTF] [PDF]
• § 58-45-85. Assessment; inability to pay. [RTF] [PDF]
• § 58-45-90. Open meetings. [RTF] [PDF]

Article 46 - Fair Access to Insurance Requirements. [RTF] [PDF]

• § 58-46-1. Purpose and geographic coverage of Article. [RTF] [PDF]
• § 58-46-2. Persons who can be insured by the Association. [RTF] [PDF]
• § 58-46-5. Organization of underwriting association. [RTF] [PDF]
• § 58-46-10. Participation in association. [RTF] [PDF]
• § 58-46-15. Requirements of Plan and authority of Association. [RTF] [PDF]
• § 58-46-20. Authority of Commissioner. [RTF] [PDF]
• § 58-46-25. Temporary directors of association. [RTF] [PDF]
• § 58-46-30. Appeals; judicial review. [RTF] [PDF]
• § 58-46-35. Reports of inspection made available; immunity from liability. [RTF] [PDF]
• § 58-46-40. Assessment; inability to pay. [RTF] [PDF]
• § 58-46-41. Unearned premium, loss, and loss expense reserves. [RTF] [PDF]
• § 58-46-45. Premium taxes to be paid through Association. [RTF] [PDF]
• § 58-46-50. Annual reports. [RTF] [PDF]
• § 58-46-55. Rates, rating plans, rating rules, and forms applicable. [RTF] [PDF]
• § 58-46-60. Open meetings. [RTF] [PDF]

Article 47 - Workers' Compensation Self-Insurance. [RTF] [PDF]

• §§ 58-47-1 through 58-47-50: Repealed by Session Laws 1997-362, s. 2. [RTF] [PDF]
• § 58-47-60. Definitions. [RTF] [PDF]
• § 58-47-65. Licensing; qualification for approval. [RTF] [PDF]
• § 58-47-70. License denial; termination; revocation; restrictions. [RTF] [PDF]
• § 58-47-75. Reporting and records. [RTF] [PDF]
• § 58-47-80. Assets and invested assets. [RTF] [PDF]
• § 58-47-85. Surplus requirements. [RTF] [PDF]
• § 58-47-90. Deposits. [RTF] [PDF]
• § 58-47-95. Excess insurance and reinsurance. [RTF] [PDF]
• § 58-47-100. Examinations. [RTF] [PDF]
• § 58-47-105. Dividends and other distributions. [RTF] [PDF]
• § 58-47-110. Premium rates. [RTF] [PDF]
• § 58-47-115. Premium payment requirements. [RTF] [PDF]
• § 58-47-120. Board; composition, powers, duties, and prohibitions. [RTF] [PDF]
• § 58-47-125. Admission and termination of group members. [RTF] [PDF]
• § 58-47-130. Disclosure. [RTF] [PDF]
• § 58-47-135. Assessment plan and indemnity agreement. [RTF] [PDF]
• § 58-47-140. Other provisions of this Chapter. [RTF] [PDF]
• § 58-47-150. Definitions. [RTF] [PDF]
• § 58-47-155. TPAs and service companies; authority; qualifications. [RTF] [PDF]
• § 58-47-160. Written agreement; composition; restrictions. [RTF] [PDF]
• § 58-47-165. Books and records. [RTF] [PDF]
• § 58-47-170. Payments to TPA or service company. [RTF] [PDF]
• § 58-47-175. Approval of advertising. [RTF] [PDF]
• § 58-47-180. Premium collection and payment of claims. [RTF] [PDF]
• § 58-47-185. Notices; disclosure. [RTF] [PDF]
• § 58-47-190. Compensation. [RTF] [PDF]
• § 58-47-195. Examinations. [RTF] [PDF]
• § 58-47-200. Unfair trade practices. [RTF] [PDF]
• § 58-47-205. Other requirements. [RTF] [PDF]
• §§ 58-47-210 through 58-47-220: Repealed by Session Laws 2001-223, s. 21.3, effective January 1, 2002. [RTF] [PDF]

Article 48 - Postassessment Insurance Guaranty Association. [RTF] [PDF]

• § 58-48-1. Short title. [RTF] [PDF]
• § 58-48-5. Purpose of Article. [RTF] [PDF]
• § 58-48-10. Scope. [RTF] [PDF]
• § 58-48-15. Construction. [RTF] [PDF]
• § 58-48-20. Definitions. [RTF] [PDF]
• § 58-48-25. Creation of the Association. [RTF] [PDF]
• § 58-48-30. Board of directors. [RTF] [PDF]
• § 58-48-35. Powers and duties of the Association. [RTF] [PDF]
• § 58-48-40. Plan of operation. [RTF] [PDF]
• § 58-48-42. Procedure for appeal to Commissioner from decision of Association. [RTF] [PDF]
• § 58-48-45. Duties and powers of the Commissioner. [RTF] [PDF]
• § 58-48-50. Effect of paid claims. [RTF] [PDF]
• § 58-48-55. Nonduplication of recovery. [RTF] [PDF]
• § 58-48-60. Prevention of insolvencies. [RTF] [PDF]
• § 58-48-65. Examination of the Association. [RTF] [PDF]
• § 58-48-70. Tax exemption. [RTF] [PDF]
• § 58-48-75: Repealed by Session Laws 1991, c. 689, s. 299. [RTF] [PDF]
• § 58-48-80. Immunity. [RTF] [PDF]
• § 58-48-85. Stay of proceedings; reopening of default judgments. [RTF] [PDF]
• § 58-48-90. Termination; distribution of funds. [RTF] [PDF]
• § 58-48-95. Use of deposits made by insolvent insurer. [RTF] [PDF]
• § 58-48-100. Statute of repose; guardians ad litem; notice. [RTF] [PDF]
• § 58-48-105. Transfer of balance of security funds. [RTF] [PDF]
• § 58-48-110. Purpose of the accounts. [RTF] [PDF]
• § 58-48-115. Creation of Stock Fund Account; maintenance of Stock Fund Account; and distribution of Stock Fund. [RTF] [PDF]
• § 58-48-120. Creation of Mutual Fund Account; maintenance of Mutual Fund Account. [RTF] [PDF]
• § 58-48-125. Payments by the Association. [RTF] [PDF]
• § 58-48-130. Termination. [RTF] [PDF]

Article 49 - Determination of Jurisdiction Over Providers of Health Care Benefits; Regulation of Multiple Employer Welfare Arrangements. [RTF] [PDF]

• § 58-49-1. Purposes. [RTF] [PDF]
• § 58-49-5. Authority and jurisdiction of Commissioner. [RTF] [PDF]
• § 58-49-10. How to show jurisdiction. [RTF] [PDF]
• § 58-49-15. Examination. [RTF] [PDF]
• § 58-49-20. Subject to State laws. [RTF] [PDF]
• § 58-49-25. Disclosure. [RTF] [PDF]
• § 58-49-30. Multiple employer welfare arrangements; definition; administrators. [RTF] [PDF]
• § 58-49-35. Multiple employer welfare arrangements; license required; penalty. [RTF] [PDF]
• § 58-49-40. Qualifications for licensure. [RTF] [PDF]
• § 58-49-45. Certain words prohibited in name of MEWA. [RTF] [PDF]
• § 58-49-50. Filing of application. [RTF] [PDF]
• § 58-49-55. Examinations; deposits; solvency regulation. [RTF] [PDF]
• § 58-49-60. Annual reports; actuarial certifications; quarterly reports. [RTF] [PDF]
• § 58-49-65. Denial, suspension, or revocation of license. [RTF] [PDF]

Article 50 - General Accident and Health Insurance Regulations. [RTF] [PDF]

• § 58-50-1. Waiver by insurer. [RTF] [PDF]
• § 58-50-5. Application. [RTF] [PDF]
• § 58-50-10: Repealed by Session Laws 1993, c. 529, s. 4.1. [RTF] [PDF]
• § 58-50-15. Conforming to statute. [RTF] [PDF]
• § 58-50-20. Age limit. [RTF] [PDF]
• § 58-50-25. Nurses' services. [RTF] [PDF]
• § 58-50-26. Physician services provided by physician assistants. [RTF] [PDF]
• § 58-50-30. Right to choose services of optometrist, podiatrist, licensed clinical social worker, certified substance abuse professional, licensed professional counselor, dentist, chiropractor, psychologist, pharmacist, certified fee-based practicin [RTF] [PDF]
• § 58-50-35. Notice of nonpayment of premium required before forfeiture. [RTF] [PDF]
• § 58-50-40. Willful failure to pay group insurance premiums; willful termination of a group health plan; notice to persons insured; penalty; restitution; examination of insurance transactions. [RTF] [PDF]
• § 58-50-45. Group health or life insurers to notify insurance fiduciaries of obligations. [RTF] [PDF]
• § 58-50-46: Recodified as G.S. 108A-55.4 by Session Laws 2006-221, s. 9(a), effective January 1, 2007. [RTF] [PDF]
• § 58-50-50: Repealed by Session Laws, 1997-519, s. 3.17. [RTF] [PDF]
• § 58-50-55: Repealed by Session Laws 1997-519, s. 3.17. [RTF] [PDF]
• § 58-50-56. Insurers, preferred provider organizations, and preferred provider benefit plans. [RTF] [PDF]
• § 58-50-57. Offsets against provider reimbursement for workers' compensation payments forbidden. [RTF] [PDF]
• § 58-50-58. Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-59. Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-60: Repealed by Session Laws 1997-519, s. 4.4. [RTF] [PDF]
• § 58-50-61. Utilization review. [RTF] [PDF]
• § 58-50-62. Insurer grievance procedures. [RTF] [PDF]
• § 58-50-63: Expired pursuant to Session Laws 2005-453, s. 3, effective July 1, 2005. [RTF] [PDF]
• § 58-50-64. Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-65. Certain policies of insurance not affected. [RTF] [PDF]
• § 58-50-70. Punishment for violation. [RTF] [PDF]
• § 58-50-75. Purpose, scope, and definitions. [RTF] [PDF]
• § 58-50-76: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-77. Notice of right to external review. [RTF] [PDF]
• § 58-50-78: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-79. Exhaustion of internal grievance process. [RTF] [PDF]
• § 58-50-80. Standard external review. [RTF] [PDF]
• § 58-50-81: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-82. Expedited external review. [RTF] [PDF]
• § 58-50-83: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-84. Binding nature of external review decision. [RTF] [PDF]
• § 58-50-85. Approval of independent review organizations. [RTF] [PDF]
• § 58-50-86: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-87. Minimum qualifications for independent review organizations. [RTF] [PDF]
• § 58-50-88: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-89. Hold harmless for Commissioner, medical professionals, and independent review organizations. [RTF] [PDF]
• § 58-50-90. External review reporting requirements. [RTF] [PDF]
• § 58-50-91: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-92. Funding of external review. [RTF] [PDF]
• § 58-50-93. Disclosure requirements. [RTF] [PDF]
• § 58-50-94. Selection of independent review organizations. [RTF] [PDF]
• § 58-50-95. Report by Commissioner. [RTF] [PDF]
• § 58-50-100. Title and reference. [RTF] [PDF]
• § 58-50-105. Purpose and intent. [RTF] [PDF]
• § 58-50-110. Definitions. [RTF] [PDF]
• § 58-50-112. Affiliated companies; HMOs. [RTF] [PDF]
• § 58-50-113: Repealed by Session Laws 1993, c. 529, s. 3.4. [RTF] [PDF]
• § 58-50-115. Health benefit plans subject to Act. [RTF] [PDF]
• § 58-50-120: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006. [RTF] [PDF]
• § 58-50-125. Health care plans; formation; approval; offerings. [RTF] [PDF]
• § 58-50-126. Alternative coverage permitted. [RTF] [PDF]
• § 58-50-127. Small employer carrier plan elections. [RTF] [PDF]
• § 58-50-130. Required health care plan provisions. [RTF] [PDF]
• § 58-50-135. Elections by carriers. [RTF] [PDF]
• § 58-50-140: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006. [RTF] [PDF]
• § 58-50-145: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006. [RTF] [PDF]
• § 58-50-149. Limit on cessions to the Reinsurance Pool. [RTF] [PDF]
• § 58-50-150. North Carolina Small Employer Health Reinsurance Pool. [RTF] [PDF]
• § 58-50-151. (Recodified as § 58-51-116 effective July 1, 2002) ERISA plans may not require Medicaid to pay first. [RTF] [PDF]
• § 58-50-155. Standard and basic health care plan coverages. [RTF] [PDF]
• § 58-50-156. Coverage of certain prescribed drugs for cancer treatment. [RTF] [PDF]
• § 58-50-175. Definitions. [RTF] [PDF]
• § 58-50-180. Risk Pool established; board of directors; plan of operation. [RTF] [PDF]
• § 58-50-185. Administrator. [RTF] [PDF]
• § 58-50-190. Risk Pool rates and policy forms. [RTF] [PDF]
• § 58-50-195. Eligibility for Pool coverage. [RTF] [PDF]
• § 58-50-200. Unfair referral to Pool. [RTF] [PDF]
• § 58-50-205. Minimum Pool benefits. [RTF] [PDF]
• § 58-50-210. Preexisting conditions. [RTF] [PDF]
• § 58-50-215. Nonduplication of benefits. [RTF] [PDF]
• § 58-50-220: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-225. North Carolina Health Insurance Risk Pool Fund. [RTF] [PDF]
• § 58-50-230. Complaint procedures. [RTF] [PDF]
• § 58-50-235. Audit. [RTF] [PDF]
• § 58-50-240. Taxation. [RTF] [PDF]
• § 58-50-245. Rules. [RTF] [PDF]
• § 58-50-250. Collective action. [RTF] [PDF]
• § 58-50-255. Pool financing; Board reporting. [RTF] [PDF]
• § 58-50-260: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-261: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-262: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-263: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-264: Reserved for future codification purposes. [RTF] [PDF]
• § 58-50-265: Reserved for future codification purposes. [RTF] [PDF]

Article 51 - Nature of Policies. [RTF] [PDF]

• § 58-51-1. Form, classification and rates to be approved by Commissioner. [RTF] [PDF]
• § 58-51-5. Form of policy. [RTF] [PDF]
• § 58-51-10. Right to return policy and have premium refunded. [RTF] [PDF]
• § 58-51-15. Accident and health policy provisions. [RTF] [PDF]
• § 58-51-16. Intoxicants and narcotics. [RTF] [PDF]
• § 58-51-17. Portability for accident and health insurance. [RTF] [PDF]
• § 58-51-20. Renewability of individual and blanket hospitalization and accident and health insurance policies. [RTF] [PDF]
• § 58-51-25. Policy coverage to continue as to mentally retarded or physically handicapped children. [RTF] [PDF]
• § 58-51-30. Policies to cover newborn infants, foster children, and adopted children. [RTF] [PDF]
• § 58-51-35. Insurers and others to afford coverage to mentally retarded and physically handicapped children. [RTF] [PDF]
• § 58-51-37. Pharmacy of choice. [RTF] [PDF]
• § 58-51-38. Direct access to obstetrician-gynecologists. [RTF] [PDF]
• § 58-51-40. Insurers and others to afford coverage for active medical treatment in tax-supported institutions. [RTF] [PDF]
• § 58-51-45. Policies to be issued to any person possessing the sickle cell trait or hemoglobin C trait. [RTF] [PDF]
• § 58-51-50. Coverage for chemical dependency treatment. [RTF] [PDF]
• § 58-51-55. No discrimination against mentally ill or chemically dependent individuals. [RTF] [PDF]
• § 58-51-57. Coverage for mammograms and cervical cancer screening. [RTF] [PDF]
• § 58-51-58. Coverage for prostate-specific antigen (PSA) tests. [RTF] [PDF]
• § 58-51-59. Coverage of certain prescribed drugs for cancer treatment. [RTF] [PDF]
• § 58-51-60. Meaning of term "preexisting conditions" in certain policies. [RTF] [PDF]
• § 58-51-61. Coverage for certain treatment for diabetes. [RTF] [PDF]
• § 58-51-62. Coverage for reconstructive breast surgery following mastectomy. [RTF] [PDF]
• § 58-51-65. Industrial sick benefit insurance defined. [RTF] [PDF]
• § 58-51-70. Industrial sick benefit insurance; provisions. [RTF] [PDF]
• § 58-51-75. Blanket accident and health insurance defined. [RTF] [PDF]
• § 58-51-80. Group accident and health insurance defined. [RTF] [PDF]
• § 58-51-81. Group accident and health insurance for public school students. [RTF] [PDF]
• § 58-51-85. Group or blanket accident and health insurance; approval of forms and filing of rates. [RTF] [PDF]
• § 58-51-90. Definition of franchise accident and health insurance. [RTF] [PDF]
• § 58-51-95. Approval by Commissioner of forms, classification and rates; hearing; exceptions. [RTF] [PDF]
• § 58-51-100. Credit accident and health insurance. [RTF] [PDF]
• § 58-51-105. Hospitalization insurance defined. [RTF] [PDF]
• § 58-51-110. Renewal, discontinuance, or replacement of group health insurance. [RTF] [PDF]
• § 58-51-115. Coordination of benefits with Medicaid. [RTF] [PDF]
• § 58-51-116. ERISA plans may not require Medicaid to pay first. [RTF] [PDF]
• § 58-51-120. Coverage of children. [RTF] [PDF]
• § 58-51-125. Adopted child coverage. [RTF] [PDF]
• § 58-51-130. Standards for disability income insurance policies. [RTF] [PDF]

Article 52 - Joint Action to Insure Elderly. [RTF] [PDF]

• § 58-52-1. Definitions. [RTF] [PDF]
• § 58-52-5. Joint action to insure persons 65 years of age or over and their spouses permitted; associations of insurers; individual and group policies. [RTF] [PDF]
• § 58-52-10. Regional plans authorized. [RTF] [PDF]
• § 58-52-15. Forms and rate manuals subject to § 58-51-1; disapproval of rates. [RTF] [PDF]
• § 58-52-20. Organization of associations of insurers; powers; annual statements; mutual insurers may participate. [RTF] [PDF]
• § 58-52-25. No additional licensing required. [RTF] [PDF]

Article 53 - Group Health Insurance Continuation and Conversion Privileges. [RTF] [PDF]

• § 58-53-1. Definitions. [RTF] [PDF]
• § 58-53-5. Continuation of group hospital, surgical, and major medical coverage after termination of employment or membership. [RTF] [PDF]
• § 58-53-10. Eligibility. [RTF] [PDF]
• § 58-53-15. Exception. [RTF] [PDF]
• § 58-53-20. Benefits not included. [RTF] [PDF]
• § 58-53-25. Notification to employee. [RTF] [PDF]
• § 58-53-30. Payment of premiums. [RTF] [PDF]
• § 58-53-35. Termination of continuation. [RTF] [PDF]
• § 58-53-40. Notification. [RTF] [PDF]
• § 58-53-45. Right to obtain individual policy upon termination of group hospital, surgical or major medical coverage. [RTF] [PDF]
• § 58-53-50. Restrictions. [RTF] [PDF]
• § 58-53-55. Time limit. [RTF] [PDF]
• § 58-53-60. Premium. [RTF] [PDF]
• § 58-53-65. Coverage. [RTF] [PDF]
• § 58-53-70. Exclusions. [RTF] [PDF]
• § 58-53-75. Information. [RTF] [PDF]
• § 58-53-80. Excess benefits. [RTF] [PDF]
• § 58-53-85. Preexisting conditions. [RTF] [PDF]
• § 58-53-90. Basic coverage plans. [RTF] [PDF]
• § 58-53-95. Major medical plans. [RTF] [PDF]
• § 58-53-100. Alternative plans. [RTF] [PDF]
• § 58-53-105. Insurer option. [RTF] [PDF]
• § 58-53-110. Other conversion provisions. [RTF] [PDF]
• § 58-53-115. Article inapplicable to certain plans. [RTF] [PDF]

Article 54 - Medicare Supplement Insurance Minimum Standards. [RTF] [PDF]

• § 58-54-1. Definitions. [RTF] [PDF]
• § 58-54-5. Applicability and scope. [RTF] [PDF]
• § 58-54-10. Standards for policy provisions. [RTF] [PDF]
• § 58-54-15. Minimum standards for benefits, marketing practices, compensation arrangements, reporting practices, and claims payments. [RTF] [PDF]
• § 58-54-20. Loss ratio standards and filing requirements. [RTF] [PDF]
• § 58-54-25. Disclosure standards. [RTF] [PDF]
• § 58-54-30. Notice of free examination. [RTF] [PDF]
• § 58-54-35. Filing requirements for advertising. [RTF] [PDF]
• § 58-54-40. Penalties. [RTF] [PDF]
• § 58-54-45. By reason of disability. [RTF] [PDF]
• § 58-54-50. Rules for compliance with federal law and regulations. [RTF] [PDF]

Article 55 - Long-Term Care Insurance. [RTF] [PDF]

• § 58-55-1. Short title. [RTF] [PDF]
• § 58-55-5. Dual options. [RTF] [PDF]
• § 58-55-10. Purposes. [RTF] [PDF]
• § 58-55-15. Scope. [RTF] [PDF]
• § 58-55-20. Definitions. [RTF] [PDF]
• § 58-55-25. Limits of group long-term care insurance. [RTF] [PDF]
• § 58-55-30. Disclosure and performance standards for long-term care insurance. [RTF] [PDF]
• § 58-55-31. Additional requirements. [RTF] [PDF]
• § 58-55-35. Facilities, services, and conditions defined. [RTF] [PDF]
• § 58-55-50. Rules for compliance with federal law and regulations. [RTF] [PDF]

Article 56 - Third Party Administrators. [RTF] [PDF]

• § 58-56-1: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-2. Definitions. [RTF] [PDF]
• § 58-56-5: Reserved for future codification purposes. [RTF] [PDF]
• § 58-56-6. Written agreement necessary. [RTF] [PDF]
• § 58-56-10: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-11. Payment to TPA. [RTF] [PDF]
• § 58-56-15: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-16. Records to be kept. [RTF] [PDF]
• § 58-56-20: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-21. Approval of advertising. [RTF] [PDF]
• § 58-56-25: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-26. Responsibilities of the insurer. [RTF] [PDF]
• § 58-56-30: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-31. Premium collection and payment of claims. [RTF] [PDF]
• § 58-56-35: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-36. Compensation to the TPA. [RTF] [PDF]
• § 58-56-40: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-41. Notice to covered individuals; disclosure of charges and fees. [RTF] [PDF]
• § 58-56-45: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-46. Delivery of materials to covered individuals. [RTF] [PDF]
• § 58-56-50: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-51. License required. [RTF] [PDF]
• § 58-56-52. Prohibitions. [RTF] [PDF]
• § 58-56-55: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-56. Waiver of application for license. [RTF] [PDF]
• § 58-56-60: Repealed by Session Laws 1991, c. 627, s. 2. [RTF] [PDF]
• § 58-56-61. Reserved for future codification purposes. [RTF] [PDF]
• § 58-56-65. Committee on Third Party Administrators. [RTF] [PDF]
• § 58-56-66. Grounds for suspension or revocation of license. [RTF] [PDF]

Article 57 - Regulation of Credit Insurance. [RTF] [PDF]

• § 58-57-1. Application of Article. [RTF] [PDF]
• § 58-57-5. Definitions. [RTF] [PDF]
• § 58-57-10. Forms of insurance which are authorized. [RTF] [PDF]
• § 58-57-15. Amount. [RTF] [PDF]
• § 58-57-20. Term; termination prior to scheduled maturity. [RTF] [PDF]
• § 58-57-25. Insurance to be evidenced by individual policy; notice of proposed insurance or certificate; required and prohibited provisions; when debtor to receive copy. [RTF] [PDF]
• § 58-57-30. Forms to be filed with Commissioner; approval or disapproval by Commissioner. [RTF] [PDF]
• § 58-57-35. General premium rate standard. [RTF] [PDF]
• § 58-57-40. Credit life insurance rate standards. [RTF] [PDF]
• § 58-57-45. Credit accident and health insurance rate standards. [RTF] [PDF]
• § 58-57-50. Premium refunds or credits. [RTF] [PDF]
• § 58-57-55. Issuance of policies. [RTF] [PDF]
• § 58-57-60. Claims. [RTF] [PDF]
• § 58-57-65. Existing insurance; choice of insurer. [RTF] [PDF]
• § 58-57-70: Repealed by Session Laws 2005-181, s. 7, effective January 1, 2006, and applicable to policies or certificates issued or renewed on or after that date. [RTF] [PDF]
• § 58-57-71. Enforcement and penalties. [RTF] [PDF]
• § 58-57-75. Judicial review. [RTF] [PDF]
• § 58-57-80: Repealed by Session Laws 2005-181, s. 7, effective January 1, 2006, and applicable to policies or certificates issued or renewed on or after that date. [RTF] [PDF]
• § 58-57-85: Repealed by Session Laws 2001-223, s. 3.6. [RTF] [PDF]
• § 58-57-90. Credit property insurance; personal household property coverage. [RTF] [PDF]
• § 58-57-95. Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent. [RTF] [PDF]
• § 58-57-100. Credit property insurance; automobile physical damage insurance. [RTF] [PDF]
• § 58-57-105. Credit insurance on credit card balances. [RTF] [PDF]
• § 58-57-107: Recodified as § 58-3-147, Session Laws 1993, c. 504, s. 40. [RTF] [PDF]
• § 58-57-110. Credit unemployment insurance rate standards; policy provisions. [RTF] [PDF]
• § 58-57-115. Family leave credit insurance standards; policy provisions. [RTF] [PDF]

Article 58 - Life Insurance and Viatical Settlements